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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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14520 Harmonious St , Charlotte, NC 28278
$495,000
Est. Payment: $2,535.63/mo
3 Bed
3 Bath
2640 Sqft
Status: active | Days on site: 71
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Stunning transitional home with a main level owner's suite and top tier finishes throughout! An open layout welcomes you with hardwoods, elegant molding, and a great room anchored by a stack-stone gas fireplace. Designed for entertaining, the chef’s kitchen features granite countertops, stainless steel appliances, a tile backsplash, and a large island with bar seating. The primary suite offers tray ceilings and custom closet shelving, with the laundry conveniently on the main floor. Upstairs features a spacious bonus room, and two additional bedrooms. The real showstopper is the backyard featuring a covered porch, expanded stone paver terrace and beautifully maintained landscaping. Complete with abundant storage in the 2 car garage and a prime location close to Lake Wylie, shopping, highways, and the airport!

Highlights

Listed by Mckenzie Glover , 704-813-6691 Howard Hanna Allen Tate Gastonia , 704-868-4188. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

280 Semi-Annually

Year Built

2013

County

Mecklenburg

Neighborhood

Enclave

Listing ID

4371528

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Convection Microwave, Convection Oven, Dishwasher, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:Gas Log,Gas Vented
Above Ground Sq Ft:2640
Below Ground Sq Ft:0
Other:
  • Additional:Attic Stairs Pulldown, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Attached Garage,Garage Door Opener
Principal Interest
$2,536
Taxes
$316
HOA
$280

Home Price

$495,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$99,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,535.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,535.63 $315.56 $280.00 $3,131.19
Yearly $30,427.58 $3,786.75 $3,360.00 $37,574.33
Total $912,827.31 $113,602.50 $100,800.00 $1,127,229.81

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T18:15:06.000Z

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