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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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7055 Crossridge Rd , Charlotte, NC 28214
$399,900
Est. Payment: $2,247.45/mo
4 Bed
3 Bath
2030 Sqft
0.32 Acres
Status: active | Days on site: 3
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7319 - 16690
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to 7055 Crossridge Road, a beautifully renovated all-brick home in Forest Pawtuckett, a long-established neighborhood known for large lots, mature trees, and no HOA. Built in 1972 and offering approximately 2,030 square feet, this 4-bedroom, 2.5-bath home has been thoughtfully renovated and lovingly maintained by the current owners over the past nine years. This is not a cosmetic flip, but a true labor of love with extensive improvements made throughout the home. The exterior combines the timeless character of an all-brick home with a modern farmhouse aesthetic, highlighted by a distinctive German Schmear finish and custom cedar shutters. Inside, the heart of the home is a beautifully renovated chef's kitchen featuring timeless shaker cabinetry, Quartz countertops, and high-end appliances. Two separate living areas provide flexibility for entertaining, relaxing, or creating dedicated spaces for everyday living. Crown molding throughout, modern LVP flooring, and a ventless gas fireplace heater add warmth and character while maintaining a clean, contemporary feel. Extensive improvements have been made to both the home's major systems and interior finishes. Major 2017 updates included the kitchen and high-end appliances, architectural shingle roof, furnace and A/C, water heater, windows, interior and exterior doors, flooring, and built-in outdoor gas grill. In 2018 the dated gas fireplace logs that required venting were removed and replaced with a modern ventless gas heater that provides both warmth and ambiance to the home. In 2020, plumbing beneath the home and to the street was replaced. Most recently, in 2026, crawlspace drop girders were replaced, two new piers added followed by professional crawlspace improvements including a high-end vapor barrier and new insulation between the floor joists. Smart-home features include a programmable thermostat, smart doorbell, security system with three cameras, and a bathroom exhaust fan with a built-in Bluetooth speaker. The fenced backyard provides space to relax, entertain, exercise, and enjoy the outdoors, with a rear deck and dedicated outdoor exercise/swing area. The home's location offers convenient access to I-485 and I-85, Uptown Charlotte, Charlotte Douglas International Airport, and the U.S. National Whitewater Center. A neighborhood park is located at the end of the street, while an entrance to the Paw Creek Greenway is approximately 0.6 miles away. The greenway features a beautiful 1.5-mile paved trail extending from Little Rock Road to Loy Court and connecting nearby neighborhoods with the playground and amenities at Robert L. Smith District. Freshly painted and professionally cleaned, 7055 Crossridge Road is truly move-in ready. A large tree was recently removed from the front yard, the stump was ground, and both the front and back yards have been overseeded and fertilized, with new grass currently establishing. A well-maintained all-brick home with extensive updates, thoughtful modern touches, established outdoor space, and a convenient Charlotte location, 7055 Crossridge Road offers the character of an established neighborhood with the benefits of a thoroughly updated home. The owner of this home is a licensed real estate broker and listing agent.

Highlights

Listed by Eric Smart , 704-608-7879 Midtown Properties, LLC , 704-336-9057. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.32

Year Built

1972

County

Mecklenburg

Neighborhood

Forest Pawtuckett

Listing ID

4431183

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Light Fixtures, ENERGY STAR Qualified Refrigerator, Exhaust Fan, Exhaust Hood, Freezer, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Refrigerator, Refrigerator with Ice Maker, Self Cleaning Oven
Air Cond:Central Air
Fireplaces:Family Room,Gas Unvented,Living Room
Floor:Vinyl
Above Ground Sq Ft:2030
Other:
  • ▪ Additional:Has Fireplace
Water:City

Exterior Features

Lot Dimensions:80x170.14x80x170.17
Roof:Architectural Shingle
Others:
  • ▪ Additional:Fire Pit, Gas Grill, Storage
Sewer:Public Sewer
Parking Features:Parking Space(s)
Principal Interest
$2,247
Taxes
$255

Home Price

$399,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,247.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,247.45 $254.94 $0.00 $2,502.39
Yearly $26,969.42 $3,059.24 $0.00 $30,028.65
Total $809,082.58 $91,777.05 $0.00 $900,859.63

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T05:48:06.000Z

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