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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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10126 Hemingway Pl , Charlotte, NC 28227
$435,000
Est. Payment: $2,228.28/mo
4 Bed
4 Bath
2180 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

END UNIT | FLEXIBLE 3-LEVEL LIVING | 9 FT CEILINGS THROUGHOUT | NEW CARPET AUG 2026 The heart of the home is the bright, open-concept kitchen, dining and living area, ideal for everything from quiet mornings at the island to casual dinners with friends. The stand-out in the kitchen is the massive granite island, extending the available workspace and rare for townhome living. Custom cabinetry, a gas range, and huge walk-in pantry finish off this gourmet kitchen. The main event in the living room is a linear fireplace with shiplap detail and cedar wood mantle. As an end unit, additional oversized windows bring in natural light and create an airy, welcoming feel throughout. The back deck is another of the home’s standout features: with no homes directly across from you & directly accessed from the kitchen, it creates a peaceful setting for morning coffee, evening wine, grilling or simply unwinding at the end of the day. Three finished levels gives the home exceptional flexibility. The first floor bedroom and ensuite full bath provides options: a guest/mother-in-law suite, dedicated home office, or workout space. The 3rd floor offers a true retreat, featuring the primary bed with 3 extra transom windows, ensuite primary bath, + two additional spacious bedrooms that share a full bath. The separation between levels allows work, entertaining and downtime to coexist comfortably. A 2-car garage adds everyday convenience, storage and garage flooring has been updated to accommodate a garage gym. Fall in love with Mint Hill - Spend Saturday morning walking to Mint Hill Farmers Market, hit the trails at Stevens Creek Nature Preserve, meet friends at Panzu Brewery or Vintner’s Hill Wine Bar, all while keeping Charlotte within easy reach. **This property qualifies for the PNC $5,000 Grant towards closing costs or buying down the rate, no income limit. Ask for more info!

Highlights

Listed by Lisa Zederbaum , 704-840-7141 and Kerry Conway , 704-840-7141 Mackey Realty LLC , 704-919-0073. Canopy MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.06

HOA Fee

225 Monthly

Year Built

2023

County

Mecklenburg

Neighborhood

Gatsby

Listing ID

4414926

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Water Heater, Gas Range, Refrigerator with Ice Maker
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Electric,Family Room
Floor:Carpet,Tile,Vinyl
Above Ground Sq Ft:2180
Below Ground Sq Ft:0
Other:
  • Additional:Attic Stairs Pulldown, Cable Prewire, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s), Walk-In Pantry, Has Fireplace
Water:City

Exterior Features

Lot:End Unit
Others:
  • Additional:Lawn Maintenance
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Rear,Parking Space(s)
Principal Interest
$2,228
Taxes
$277
HOA
$225

Home Price

$435,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$87,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,228.28

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,228.28 $277.31 $225.00 $2,730.59
Yearly $26,739.39 $3,327.75 $2,700.00 $32,767.14
Total $802,181.57 $99,832.50 $81,000.00 $983,014.07

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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