Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

14301 Harbor Estate Rd , Charlotte, NC 28278
$793,000
Est. Payment: $4,062.13/mo
5 Bed
4 Bath
2867 Sqft
Status: active | Days on site: 1
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

Nestled on a .79 acre lot in the coveted Harbor Estates community, this spacious and private home offers an exceptional amount of indoor and outdoor living space, with room for everyone and everything! The main residence spans more than 2,800 square feet across four levels and features 4 bedrooms and 2.5 bathrooms, with a flexible layout designed for both everyday living and entertaining. A bright, welcoming living room greets you upon entry, while the lower level opens into a dedicated dining room that flows seamlessly into the kitchen and family room, creating a natural gathering space at the heart of the home. The well-appointed kitchen features a large island with built-in cooktop, generous cabinetry and counter space, a built-in desk and spacious pantry, offering plenty of room to cook, gather and stay organized. The adjoining family room is anchored by a striking fireplace and convenient wet bar area, with easy access to both the screened-in porch and additional back porch. Together, these spaces create a seamless connection between the indoors and outdoors, offering plenty of options for relaxing, dining and entertaining throughout the seasons. Upstairs, generously sized secondary bedrooms share a full bathroom, while the top level is dedicated to a private primary retreat filled with natural light from large windows and featuring a spacious ensuite with soaking tub, standalone shower and large walk-in closet. Adding even more versatility, the separate secondary living quarters features its own private outdoor entrance and includes a living room, full kitchen, bedroom, bathroom and laundry, offering you the ideal space for a guest suite, multigenerational living or a comfortable home-away-from-home. Outside, the property offers plenty of space to enjoy the privacy of the setting, while two garages provide an impressive 1,400+ square feet for vehicles, recreational equipment, outdoor toys and additional storage. With all appliances in both living spaces conveying, this Harbor Estates home is ready for its next chapter — offering you the space, flexibility and indoor-outdoor living that you've been searching for in a highly desirable community!

Highlights

Listed by Melissa Keffer , 980-225-3272 Yancey Realty, LLC , 704-577-9055. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.79

Year Built

1987

County

Mecklenburg

Neighborhood

Harbor Estates

Listing ID

4389673

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Microwave, Oven, Refrigerator, Washer/Dryer
Air Cond:Central Air
Fireplaces:Family Room
Floor:Carpet,Laminate,Tile
Above Ground Sq Ft:2867
Below Ground Sq Ft:0
Basement:Walk-Out Access
Other:
  • Additional:Entrance Foyer, Kitchen Island, Pantry, Split Bedroom, Storage, Walk-In Closet(s), Has Fireplace
Water:Well

Exterior Features

Lot:Corner Lot
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener
Principal Interest
$4,062
Taxes
$506

Home Price

$793,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$158,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,062.13

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,062.13 $505.54 $0.00 $4,567.67
Yearly $48,745.59 $6,066.45 $0.00 $54,812.04
Total $1,462,367.79 $181,993.50 $0.00 $1,644,361.29

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS