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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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16818 Harbor View Rd , Charlotte, NC 28278
$1,095,000
Est. Payment: $6,153.94/mo
5 Bed
6 Bath
4947 Sqft
0.34 Acres
Status: active | Days on site: 1
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Terri Bias
Operator/Brokerage Owner

House Description

Beautiful new construction in the Palisades area! This 5-bedroom, 4.2 bath home features a beautiful, wooded lot adjacent to a 2.25ac tree save and undisturbed natural area. The first floor has a spectacular open kitchen and breakfast, great room with fireplace, keeping room, drop zone leading to laundry room, study, primary bedroom with large bath and closet, a spacious covered deck, and a 2-car garage. The 2nd floor features a bedroom with ensuite bath and 2 bedrooms connected with a jack and jill bath, large bonus room featuring a homework desk and plenty of storage. The basement is built for true multi-generational living with a 2nd primary bedroom, large bath, 2nd kitchen, living room, powder room and workout room or media room. The home also includes structured wiring for networking, speakers and security. The home is adjacent to the Palisades community, just a short walk to Lake Wylie, Palisades Episcopal School, Palisades Country Club, and Palisades High School. This beautiful new home will be ready to close in January 2027 with that unmistakably wonderful new home smell...

Highlights

Listed by David Kost , 704-634-0410 Four South Group LLC , 704-634-0410. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.34

Year Built

2026

County

Mecklenburg

Neighborhood

Harbor View

Listing ID

4423945

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:2
Appliances:Convection Oven, Dishwasher, Disposal, Exhaust Hood, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Plumbed For Ice Maker
Air Cond:Ceiling Fan(s),Central Air,Heat Pump
Fireplaces:Gas,Gas Log,Gas Vented,Great Room
Floor:Carpet,Laminate,Tile,Wood
Above Ground Sq Ft:3281
Below Ground Sq Ft:1666
Basement:Finished,Interior Entry,Walk-Out Access
Other:
  • ▪ Additional:Attic Stairs Pulldown, Built-in Features, Cable Prewire, Drop Zone, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Wooded,Boat Slip – Community
Roof:Architectural Shingle,Metal
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$6,154
Taxes
$698

Home Price

$1,095,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$219,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,153.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,153.94 $698.06 $0.00 $6,852.00
Yearly $73,847.25 $8,376.75 $0.00 $82,224.00
Total $2,215,417.41 $251,302.50 $0.00 $2,466,719.91

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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