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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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6128 Lake Providence Ln , Charlotte, NC 28277
$925,000
Est. Payment: $5,198.53/mo
4 Bed
4 Bath
3516 Sqft
0.48 Acres
Status: active | Days on site: 11
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to this Cape Cod inspired home in Lake Providence Estates where timeless character meets gracious living—and a little bit of fun. From the moment you arrive, the grand rocking-chair front porch welcomes you home, setting the tone for the warmth, charm, and beautiful architectural details found throughout. Thoughtfully crafted and wonderfully inviting, this home is filled with the kind of details that give a property its own personality. Handsome exterior accents, beautiful millwork, floor-to-ceiling windows, and character-filled interiors create a timeless Cape Cod feel that is both elegant and exceptionally comfortable. The beautiful foyer leads to a charming front office/den, complete with custom glass barn doors and lovely moldings. The kitchen delivers everything you would hope for, with a gas range, granite countertops, abundant cabinetry, and plenty of room to gather. Just off the kitchen, the screened porch extends the living space outdoors and creates the perfect spot for quiet moments, evening cocktails, or effortless entertaining. A cozy dining area framed by a bay window flows into the spacious great room, where a fireplace and built-ins create an inviting place to settle. Walls of windows bring the outdoors in while offering lovely views of the private backyard. And what a backyard! Designed for both relaxing and entertaining, the outdoor space features a custom paver patio, hot tub, maintenance-free premium artificial turf, and a fenced yard— beautiful, private, and ready to enjoy. The main level owner's suite is its own peaceful retreat, featuring dual closets and a spa-like bath designed to unwind and recharge at the end of the day. But upstairs is where this home reveals one of its most delightful surprises. More than simply additional bedrooms, the upper level feels like its own private living quarters, offering incredible flexibility for guests, extended stays, hobbies, or simply giving everyone a little more room to spread out. A kitchen and spacious bonus room can be accessed privately from the garage via the back stairs or through the main home. Three generously sized bedrooms, two baths, and abundant closet and storage space complete this exceptional second living area. Full of personality, thoughtful design, and timeless style, this is a home made for living well—It strikes that wonderful balance between elegance and ease. And then there is the setting. Nestled within Lake Providence Estates, this exceptional property offers a peaceful, private retreat while remaining wonderfully convenient to everything Ballantyne has to offer. Surrounded by nature and tucked away from the pace of everyday life, it is a place to gather, recharge, and enjoy the simple luxury of having space to truly feel at home. A rare opportunity; this is more than a beautiful home—it is a truly special lifestyle. A little Cape Cod charm, a lot of livability, and a setting that is simply hard to find.

Highlights

Listed by Mari-Beth Romeo Blackwell , 704-763-9231 Helen Adams Realty , 704-341-0279. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.48

Year Built

1998

County

Mecklenburg

Neighborhood

Lake Providence Estates

Listing ID

4427259

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Gas Oven, Microwave, Refrigerator, Refrigerator with Ice Maker, Tankless Water Heater
Air Cond:Central Air
Fireplaces:Family Room
Floor:Tile,Vinyl
Above Ground Sq Ft:3516
Other:
  • ▪ Additional:Attic Walk In, Central Vacuum, Entrance Foyer, Hot Tub, Open Floorplan, Storage, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Roof:Architectural Shingle
Others:
  • ▪ Additional:Hot Tub
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Faces Side
Principal Interest
$5,199
Taxes
$590

Home Price

$925,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$185,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,198.53

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,198.53 $589.69 $0.00 $5,788.22
Yearly $62,382.38 $7,076.25 $0.00 $69,458.63
Total $1,871,471.33 $212,287.50 $0.00 $2,083,758.83

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T11:50:06.000Z

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