Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

2640 Sadler Rd , Charlotte, NC 28278
$2,975,000
Est. Payment: $15,239.40/mo
3 Bed
8 Bath
5650 Sqft
Status: active | Days on site: 66
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

Located in the rapidly developing park of Lake Wylie with easy access to the new 50 acre RiverFront Park and the planned community of retail and commercial spaces in the RIVER DISTRICT. Secluded in nature, free from HOA restrictions and 15 minutes from uptown, the Whitewater center, Southend and Charlotte International airport. This exceptional gated waterfront home offers the perfect blend of luxury, privacy, and convenience. Thoughtfully designed for both entertaining and everyday lake living, the home showcases breathtaking year-round water views from multiple decks, covered patios, and a two-story dock ideal for entertaining. The meticulously landscaped grounds and extensive renovations create an inviting atmosphere from the moment you arrive. The owners thought of everything when designing this home. The main level features an open-concept floor plan with panoramic lake views, abundant natural light, beautiful kitchen with SS appliances, and a secondary primary suite ideal for guests, in-laws, or multi-generational living. The waterfront views from this luxury ensuite bedroom are simply spectacular. The mid-level is dedicated to relaxation and entertainment, offering a media room with reclining theater seating, a wet bar, and an additional gathering space perfect for movie nights or unwinding after a day on the water. The luxurious primary suite serves as a private sanctuary, complete with a newly renovated spa-inspired bath featuring a soaking tub, large walk-in closet, and a private balcony overlooking the lake, the perfect setting for morning coffee or sunset views. The lower level provides remarkable flexibility with a second full kitchen, additional bedroom(s), a dedicated office, and easy access to outdoor living spaces. Outdoor shower using same materials as the indoor creating a resort-like experience. A spa overlooking the property offers the perfect place to relax and enjoy peaceful lake evenings. Adding to the home's uniqueness is an attached three-car garage, an additional detached garage, and a fully equipped fitness studio with its own private entrance, full bath, and kitchenette, ideal for current use or detached guest quarters. The perfectly landscaped grounds also include a fire pit, pea gravel walkway, trex decking, steel cable railing and a grilling station at the dock. The home shows beautifully and is a must see!

Highlights

Listed by Sandra Singer , 704-231-8575 Corcoran HM Properties , 704-552-9292. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.5

Year Built

1943

County

Mecklenburg

Neighborhood

None

Listing ID

4390704

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:8
  • Full Bathrooms:5
  • 1/2 Bathrooms:3
Appliances:Microwave, Oven
Air Cond:Central Air
Fireplaces:Great Room,Recreation Room
Floor:Tile,Vinyl
Above Ground Sq Ft:5650
Below Ground Sq Ft:0
Other:
  • Additional:Has Fireplace
Water:Well

Exterior Features

Lot:Waterfront,Boat Lift,Covered structure,Dock
Lot Dimensions:204x134x224 wf 90
Roof:Architectural Shingle
Others:
  • Additional:Above Ground Hot Tub / Spa, Dock - Floating, Hot Tub, In-Ground Irrigation, Outdoor Kitchen, Outdoor Shower
Sewer:Septic Installed
Parking Features:Detached Carport,Circular Driveway,Driveway,Electric Gate,Attached Garage,Detached Garage,Garage Door Opener,Garage Faces Side
Principal Interest
$15,239
Taxes
$1,897

Home Price

$2,975,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$595,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$15,239.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $15,239.40 $1,896.56 $0.00 $17,135.96
Yearly $182,872.81 $22,758.75 $0.00 $205,631.56
Total $5,486,184.31 $682,762.50 $0.00 $6,168,946.81

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T16:15:07.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS