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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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3200 Cosby Pl , Charlotte, NC 28205
$715,000
Est. Payment: $4,018.32/mo
3 Bed
3 Bath
1783 Sqft
0.31 Acres
Status: active | Days on site: 3
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1050 - R19047
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to 3200 Cosby Place, a beautifully maintained 3-bedroom, 2.5-bath home in the heart of Merry Oaks. Built in 2020 and offering 1,783 square feet, this home blends modern functionality with a warm, inviting feel and an exceptional outdoor living space. From the moment you step inside, you’ll appreciate the abundance of natural light, spacious open floor plan, tall ceilings, and beautiful luxury vinyl plank flooring throughout the main living areas. The well-appointed kitchen features quartz countertops, stainless steel appliances, a large island, and a convenient pantry, flowing seamlessly into the dining and living spaces to create an easy layout for everyday living and entertaining. Custom roller shades throughout the home add both style and function. All three bedrooms are generously sized and located on the second level, offering a comfortable separation from the main living spaces. Each bedroom has been freshly painted. The spacious primary suite features new LVT plank flooring, a walk-in closet, and a beautiful ensuite bath. The second-floor laundry adds everyday convenience and extra storage. The outdoor space truly sets this home apart. The large, fully fenced backyard offers plenty of room to relax, garden, or entertain, with a spacious deck and a brand-new patio complete with a hot tub and thoughtfully designed landscaping. It’s an inviting extension of the home and the perfect setting for morning coffee, fall evenings, or gatherings with friends. A large two-car garage provides ample parking and storage, while the newer construction offers the convenience and efficiency of a 2020-built home. And then there’s Merry Oaks—a community known for its welcoming neighborhood spirit and fantastic location. Residents enjoy the neighborhood park, community garden, easy access to the greenway, and the ability to walk to local restaurants and gathering spots. The annual MoFest brings neighbors together at the community garden for a fun-filled day featuring a maker’s market, food trucks, activities, and live music. Driveway gatherings and neighborhood events throughout the year add to the connected feel that makes Merry Oaks such a special place to call home. Just minutes from Plaza Midwood, residents enjoy convenient access to some of Charlotte’s best restaurants, shopping, entertainment, and local amenities, while still coming home to a peaceful neighborhood setting. Beautifully cared for, thoughtfully updated, and ideally located, 3200 Cosby Place offers the perfect combination of comfortable indoor living, exceptional outdoor space, and the community lifestyle that makes Merry Oaks so desirable. Come see for yourself what makes this home, and this neighborhood so special!

Highlights

Listed by Tracy Brown , 704-287-5966 Helen Adams Realty , 704-375-8598. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.31

Year Built

2020

County

Mecklenburg

Neighborhood

Merry Oaks

Listing ID

4432127

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Exhaust Hood, Gas Range, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Vinyl
Above Ground Sq Ft:1783
Other:
  • ▪ Additional:Entrance Foyer, Kitchen Island, Open Floorplan, Pantry
Water:City

Exterior Features

Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Attached Garage
Principal Interest
$4,018
Taxes
$456

Home Price

$715,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$143,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,018.32

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,018.32 $455.81 $0.00 $4,474.14
Yearly $48,219.89 $5,469.75 $0.00 $53,689.64
Total $1,446,596.76 $164,092.50 $0.00 $1,610,689.26

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T09:50:06.000Z

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