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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1642 Providence Rd , Charlotte, NC 28207
$1,325,000
Est. Payment: $6,787.30/mo
4 Bed
4 Bath
3331 Sqft
Status: active with contingency | Days on site: 12
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Extensively renovated in 2025 to include a new ~900 sqft addition, this Myers Park center-hall colonial offers thoughtful updates throughout — a truly move-in ready home that has been meticulously & lovingly cared for. The circular driveway welcomes friends and family, with additional parking behind the electric gate. A welcoming foyer opens to a gracious dining room & formal living room with new ventless gas fireballs. Directly off the living room is a main-level guest bedroom, currently being used as a playroom. The mudroom includes custom inset cabinetry providing abundant storage, window seating, & tumbled marble floors. Off the mudroom, the powder room features a custom marble fluted sink, & the laundry room is outfitted with custom cabinets, marble countertops, new Electrolux washer/dryer, & utility sink. The light drenched sunroom opens to the new outdoor patio overlooking the serene & flat nearly 1/2 acre backyard with new landscaping (2025 & 2026). An updated kitchen, bar, breakfast nook, additional full bathroom & well-sized pantry round out the main level. Upstairs, the primary suite is accompanied by two well-proportioned secondary bedrooms with ample closet space that share an updated hallway bathroom. The primary suite includes an owner’s office with custom built-ins & library lighting, a workout room which could be converted into a second walk-in closet for his-and-hers, plus a spa-like primary bathroom with custom oversized vanities, marble countertops, marble shower, cast-iron claw foot tub, & custom built-in walk-in closet. Exterior improvements include a new fence (2021 & 2025), new water & sewer lines (2023), whole-home water filtration system (2025), new landscaping both front & back (2025 & 2026), new backyard drainage system (2025), new backyard patio (2025), two new HVAC systems (2025), tankless water heater (2025), encapsulated crawlspaces with AprilAire dehumidifiers (2021 & 2025), & more. This in-town location puts you steps away from Charlotte’s best amenities & walkable neighborhoods of Myers Park & Eastover – meet neighbors at Providence Rd Sundries, grab dinner at Pasta & Provisions, & enjoy being within ten minutes of both South Park & Uptown. Located in a top-rated school district, this home provides an unbeatable combination of charm, comfort, and lifestyle you don't want to miss!
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Highlights

Listed by Deia Foley , 703-772-1013 Mackey Realty LLC , 704-919-0073. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.46

Year Built

1935

County

Mecklenburg

 Neighborhood

Myers Park

Listing ID

4407918

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Bar Fridge, Dishwasher, Disposal, Dryer, Filtration System, Gas Range, Microwave, Refrigerator with Ice Maker, Tankless Water Heater, Washer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Gas,Gas Log,Gas Unvented,Living Room
Floor:Marble,Tile,Wood
Above Ground Sq Ft:3331
Below Ground Sq Ft:0
Basement:Interior Entry,Storage Space,Sump Pump,Unfinished,Walk-Up Access
Other:
  • ▪ Additional:Attic Stairs Pulldown, Built-in Features, Drop Zone, Entrance Foyer, Pantry, Walk-In Closet(s), Walk-In Pantry, Has Fireplace
Water:City

Exterior Features

Lot:Level
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Circular Driveway,Driveway,Electric Gate
Principal Interest
$6,787
Taxes
$845

Home Price

$1,325,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$265,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,787.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,787.30 $844.69 $0.00 $7,631.98
Yearly $81,447.55 $10,136.25 $0.00 $91,583.80
Total $2,443,426.63 $304,087.50 $0.00 $2,747,514.13

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-08-24T14:14:07.000Z

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