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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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15213 Shallow Ridge Rd , Charlotte, NC 28278
$795,000
Est. Payment: $4,467.93/mo
5 Bed
5 Bath
3835 Sqft
0.22 Acres
Status: active | Days on site: 1
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Terri Bias
Operator/Brokerage Owner

House Description

Stunning 5-Bed, 4.5-Bath Farmhouse in The Reserve at North Reach – Palisades / Lake Wylie are Enjoy resort-style living in this beautifully appointed London plan home just minutes from Lake Wylie, with social membership access to The Palisades Country Club—tennis & pickleball, pool complex with 2 waterslides, fitness, dining, social events and playground. Desirable open layout includes a main-level guest suite with en-suite full bathroom, a gourmet kitchen with large island opening to the family room with fireplace, office and half bath. Upstairs features the spacious primary suite, three additional bedrooms, loft flex area, large bonus/media room, and three full bathrooms. The backyard is the showstopper: inground pool with spa/hot tub, expansive sundeck, built-in outdoor kitchen, fire-pit patio, lounge and dining spaces, plus a huge screened porch for year-round enjoyment. Additional upgrades include permanent trim/holiday lighting on front of home, sod, in ground irrigation, privacy trees and hardscaping. Motivated sellers! Ready to make this your next home? Reach out today for a private showing.

Highlights

Listed by John Fitzpatrick , 704-877-4689 EXP Realty LLC Ballantyne , 704-248-8230. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

726 Semi-Annually

Year Built

2021

County

Mecklenburg

Neighborhood

North Reach

Listing ID

4432062

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Convection Microwave, Convection Oven, Dishwasher, Disposal, Double Oven, Gas Cooktop, Gas Water Heater, Microwave, Self Cleaning Oven
Air Cond:Central Air
Fireplaces:Gas,Living Room
Floor:Carpet,Laminate
Above Ground Sq Ft:3835
Other:
  • ▪ Additional:Breakfast Bar, Built-in Features, Drop Zone, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Storage, Walk-In Closet(s), Walk-In Pantry, Has Fireplace
Water:City

Exterior Features

Lot:Cleared,Paddlesport Launch Site - Community
Roof:Architectural Shingle
Others:
  • ▪ Additional:Fire Pit, Hot Tub, Gas Grill, In-Ground Hot Tub / Spa, In-Ground Irrigation, Outdoor Kitchen, Rainwater Catchment
Sewer:Public Sewer
Parking Features:Attached Garage
Principal Interest
$4,468
Taxes
$507
HOA
$726

Home Price

$795,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$159,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,467.93

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,467.93 $506.81 $726.00 $5,700.74
Yearly $53,615.12 $6,081.75 $8,712.00 $68,408.87
Total $1,608,453.74 $182,452.50 $261,360.00 $2,052,266.24

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T11:50:06.000Z

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