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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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11919 Erwin Ridge Ave , Charlotte, NC 28213
$469,999
Est. Payment: $2,641.41/mo
4 Bed
4 Bath
2886 Sqft
0.24 Acres
Status: active | Days on site: 107
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R00287 - 84240
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Terri Bias
Operator/Brokerage Owner

House Description

Unlock more house for less money! Now offering a $5,000 SELLER CONCESSION to help you land your dream home at closing! This expansive 2,886-square-foot residence makes a grand first impression with soaring ceilings and a sense of scale that’s hard to find. The layout is designed for effortless movement, striking a perfect balance between impressive open spaces and cozy, inviting corners. The main level serves as a true sanctuary, anchored by a serene primary suite complete with double vanities and twin closets. Need a quiet place to focus? The dedicated home office is tucked away just across the hall, providing the ideal environment for productivity. At the heart of the home, the open-concept living area features a warm fireplace that naturally draws people together. Sunlight pours through large windows, brightening the breakfast nook and the kitchen, which features a brand-new sink and microwave. Upstairs, you’ll find three additional spacious bedrooms and two full baths, offering incredible flexibility for a media lounge, hobby space, or guest quarters. The experience extends outdoors to a fully fenced backyard ready for weekend gardening or evening relaxation. Life in the Old Stone Crossing community feels like a daily upgrade, giving you access to a refreshing pool and a fully equipped fitness center. With fresh paint and the unique option to negotiate furniture into the sale, this luminous haven is truly move-in ready. Don't miss this opportunity to secure a substantial home with fantastic amenities at an unbeatable value.

Highlights

Listed by Casandra Wilburn , 804-356-2719 COMPASS , 704-234-7880. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

230 Semi-Annually

Year Built

2005

County

Mecklenburg

Neighborhood

Old Stone Crossing

Listing ID

4389516

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Gas,Great Room
Floor:Carpet,Laminate,Tile
Above Ground Sq Ft:2886
Other:
  • ▪ Additional:Breakfast Bar, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:City

Exterior Features

Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$2,641
Taxes
$300
HOA
$230

Home Price

$469,999

Loan Details

30 yrs
7.548%

Down Payment

20%
$94,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,641.41

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,641.41 $299.62 $230.00 $3,171.03
Yearly $31,696.92 $3,595.49 $2,760.00 $38,052.42
Total $950,907.73 $107,864.77 $82,800.00 $1,141,572.50

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T19:53:06.000Z

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