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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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3130 Rea Rd , Charlotte, NC 28226
$535,000
Est. Payment: $3,006.72/mo
4 Bed
2 Bath
1628 Sqft
0.44 Acres
Status: active | Days on site: 2
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9149 - 45373
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Terri Bias
Operator/Brokerage Owner

House Description

Located in the established Olde Providence neighborhood, this 4BR/2BA split-level offers 1,628 sq. ft. of flexible living space on a .44-acre corner lot with a fully fenced backyard and no HOA. From the front entry, the main level opens to a bright living room with hardwood floors and a large picture window, flowing into the dining area and updated kitchen. The 2025 kitchen refresh features granite counters, updated cabinet finishes, refrigerator, range, SS sink and faucet, plus a newer microwave. The floor plan continues downstairs to a spacious family room with direct patio access, a versatile flex/office space, interior laundry and an enlarged full bath with shower. Upstairs, the private bedroom level includes the primary bedroom, two additional bedrooms and a full bath. Outside, the expansive patio extends the living space into a private backyard framed by mature trees, established landscaping and garden beds, with a storage shed providing added utility. The fenced yard offers plenty of room to relax, garden or entertain. Major improvements include a Trane air handler, heat pump, heat strips and digital thermostat installed in 2023, along with a LeafGuard gutter system in 2020. Conveniently designed with multiple living areas, flexible rooms and generous outdoor space, this classic split-level combines character, practical updates and room to make it your own.

Highlights

Listed by David Scibor , 704-808-0909 Keller Williams Ballantyne Area , 704-887-6600. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.44

Year Built

1967

County

Mecklenburg

Neighborhood

Olde Providence

Listing ID

4430511

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Microwave, Plumbed For Ice Maker, Refrigerator, Self Cleaning Oven
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:
Floor:Tile,Vinyl,Wood
Above Ground Sq Ft:1087
Other:
  • ▪ Additional:Attic Stairs Pulldown, Cable Prewire, Open Floorplan, Split Bedroom, Storage, Walk-In Closet(s), Other - See Remarks
Water:City

Exterior Features

Lot:Corner Lot
Lot Dimensions:112x174x110x175
Zoning:N1-A
Roof:Architectural Shingle
Others:
  • ▪ Additional:Other - See Remarks
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$3,007
Taxes
$341

Home Price

$535,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$107,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,006.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,006.72 $341.06 $0.00 $3,347.78
Yearly $36,080.62 $4,092.75 $0.00 $40,173.37
Total $1,082,418.55 $122,782.50 $0.00 $1,205,201.05

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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