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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1412 N Caldwell St , Charlotte, NC 28206
$1,360,000
Est. Payment: $7,643.25/mo
4 Bed
4 Bath
3738 Sqft
0.12 Acres
Status: active | Days on site: 24
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R00287 - 67427
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Welcome to your dream home in the heart of vibrant Optimist Park. This stunning 4 bedroom, 3.5 bath home blends elevated design with everyday functionality, offering the best of city living with the space and layout to comfortably host and entertain. The chef’s kitchen features a grand quartz island and high-end stainless steel appliances, while the open-concept living space creates the perfect setting for everyday life and gatherings. A versatile first-floor office is ideal for working from home. Upstairs, the spacious primary suite offers a private retreat with a luxurious en suite bath, complete with a soaking tub, double vanities, and beautifully designed step-in shower. Designer light fixtures throughout add an elevated, curated touch. The location is what truly sets this home apart. Step outside and you’re just moments from some of Charlotte's most popular destinations. Grab coffee, dinner, drinks, or explore the neighborhood without getting in the car. Parkwood Station is only half a mile away, providing convenient light rail access. Optimist Park has quickly become a destination for food, arts, culture, and business development. Conveniently positioned near NoDa, Plaza Midwood, and Uptown. Come experience the home, the neighborhood, and the lifestyle that make Optimist Park so special! Sellers willing to assist with closing costs and/or rate buy-down for qualified buyers!
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Highlights

Listed by Tyler Smith , 704-877-3177 COMPASS , 704-234-7880. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.12

Year Built

2022

County

Mecklenburg

 Neighborhood

Optimist Park

Listing ID

4421903

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Gas Range, Ice Maker, Microwave, Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Family Room
Floor:Tile,Wood
Above Ground Sq Ft:3738
Other:
  • ▪ Additional:Attic Stairs Pulldown, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry, Has Fireplace
Water:City

Exterior Features

Lot:Level
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Keypad Entry
Principal Interest
$7,643
Taxes
$867

Home Price

$1,360,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$272,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,643.25

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,643.25 $867.00 $0.00 $8,510.25
Yearly $91,718.96 $10,404.00 $0.00 $102,122.96
Total $2,751,568.66 $312,120.00 $0.00 $3,063,688.66

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T13:51:08.000Z

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