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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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4224 Mountain Cove Dr , Charlotte, NC 28216
$899,000
Est. Payment: $5,052.41/mo
6 Bed
6 Bath
5346 Sqft
0.52 Acres
Status: active | Days on site: 10
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to Overlook, a sought-after waterfront community where spacious living meets a beautiful natural setting. This impressive full-brick home offers abundant space, natural light, and a versatile floor plan designed for both everyday living and entertaining. The two-story family room creates a dramatic focal point, while the open-concept main level flows seamlessly into the spacious kitchen with center island. The oversized primary suite is a true retreat, featuring a private sitting room and an expansive walk-in closet. New carpet upstairs and hardwoods throughout on the main floor. With six bedrooms and five full baths, there is exceptional flexibility for family, guests, work-from-home space, or hobbies. The full walkout basement expands the living space with plenty of room for entertaining, recreation, a media area, home gym, or game room, along with abundant storage. Step outside to a large, private backyard surrounded by mature trees and a peaceful natural setting, backing to a stream for added privacy and tranquility. The new deck provides the perfect spot for outdoor dining, entertaining, or simply enjoying the wooded backdrop. Thoughtfully updated with a new roof in 2024, HVAC systems replaced in 2024 and 2025, and a new gas water heater in 2020. The side-load three-car garage offers generous parking and storage. Enjoy the exceptional amenities of Overlook, including walking trails, neighborhood boat storage and boat launch, new pool, tennis and pickleball courts, clubhouse, basketball courts, and playground. A rare combination of space, privacy, natural beauty, and an incredible waterfront-community lifestyle.

Highlights

Listed by Laura Maultsby , 704-241-8727 Maultsby Realty Group , 704-241-8727. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.52

HOA Fee

1842.83 Annually

Year Built

2003

County

Mecklenburg

Neighborhood

Overlook

Listing ID

4426358

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Double Oven, Electric Cooktop, Gas Water Heater, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:Living Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:3733
Below Ground Sq Ft:1613
Basement:Finished,Storage Space,Walk-Out Access
Other:
  • ▪ Additional:Breakfast Bar, Built-in Features, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Storage, Walk-In Closet(s), Walk-In Pantry, Has Fireplace
Water:City

Exterior Features

Lot:Corner Lot,Boat Ramp – Community,Paddlesport Launch Site - Community,Pier - Community
Lot Dimensions:179x116x204x124
Zoning:N1-C
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Faces Side
Principal Interest
$5,052
Taxes
$573
HOA
$1,843

Home Price

$899,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$179,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,052.41

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,052.41 $573.11 $1,842.83 $7,468.35
Yearly $60,628.93 $6,877.35 $22,113.96 $89,620.24
Total $1,818,867.81 $206,320.50 $663,418.80 $2,688,607.11

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T05:48:06.000Z

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