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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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3942 McMillan St , Charlotte, NC 28205
$655,000
Est. Payment: $3,355.23/mo
4 Bed
3 Bath
1831 Sqft
Status: active | Days on site: 19
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Motivated Seller! Seller Offering $5K in concessions to assist with closing cost. Welcome to 3942 McMillan Street, where modern luxury meets the charm and convenience of one of Charlotte's most sought-after neighborhoods. Whether you're relocating to the Queen City, searching for your forever home, or looking for a smart investment in the thriving Plaza/Shamrock area, this home offers the perfect blend of style, comfort, and opportunity. From the moment you step inside, you'll be greeted by soaring 10-foot ceilings, abundant natural light, and a thoughtfully designed open floor plan that feels both spacious and inviting. The living room centers around a stunning designer fireplace, creating the perfect space to gather with family and friends. The gourmet kitchen is truly the heart of the home, featuring an oversized island with storage on both sides, elegant quartz countertops, stainless steel appliances, an extended designer hood, custom soft-close cabinetry, and finishes that are as beautiful as they are functional. When it's time to unwind, retreat to the luxurious primary suite—your own private sanctuary. Enjoy a spa-inspired ensuite complete with a soaking tub, fireplace feature, fully tiled shower, massage body jets, dual rainfall shower heads, and double vanities designed to make every day feel like a getaway. With four spacious bedrooms, two-and-a-half beautifully appointed bathrooms, and thoughtfully crafted living spaces throughout, there's room for everyone to feel at home. Outside, the rare corner lot offers a fully fenced backyard and a brand-new deck that's perfect for entertaining, relaxing, or enjoying Charlotte's beautiful seasons. Located in the highly desirable Plaza/Shamrock community, you'll enjoy quick access to Uptown Charlotte, Charlotte Douglas International Airport, major employers, dining, breweries, parks, and local entertainment. The area's continued growth and strong demand also make this an exceptional opportunity for those seeking a long-term investment or income-producing property. Some homes check the boxes. This one creates an experience. Come see why 3942 McMillan Street is more than just a house—it's a place to build your next chapter.

Highlights

Listed by Shayla Egleston , 336-312-4407 Real Broker, LLC , 855-450-0442. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.23

Year Built

1947

County

Mecklenburg

Neighborhood

Plaza Forest

Listing ID

4410561

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Convection Oven, Electric Range, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Exhaust Hood, Microwave, Oven
Air Cond:Central Air
Fireplaces:Living Room,Other - See Remarks
Above Ground Sq Ft:1831
Below Ground Sq Ft:0
Other:
  • Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$3,355
Taxes
$418

Home Price

$655,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$131,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,355.23

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,355.23 $417.56 $0.00 $3,772.79
Yearly $40,262.75 $5,010.75 $0.00 $45,273.50
Total $1,207,882.60 $150,322.50 $0.00 $1,358,205.10

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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