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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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5224 Polo Gate Boulevard , Charlotte, NC 28216
$400,000
Est. Payment: $2,049.00/mo
2 Bed
2 Bath
1718 Sqft
Status: active | Days on site: 113
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome Home to this inviting luxury gated 55+ Polo Club of Mountain Island Lake — effortless living with lawn maintenance and irrigation, water and Sewer covered by the HOA. This beautiful end-unit has no full shared walls with neighbors and sits beside serene woods, offering a private patio with peaceful views—ideal for relaxing or entertaining. Beautiful hardwood floors complement a chef-ready kitchen with granite countertops and a seated bar, while above-average ceiling heights and a gas-log fireplace add warmth and style. Thoughtful extras include a security system, two-car garage, laundry room sink, lots of closets, and tube skylights that fill the home with natural light, neutral palate and nice trim details. The primary suite overlooks tranquil woods and boasts an exceptional bathroom with Hollywood vanity and a walk-in shower. Enjoy resort-style amenities — clubhouse, fitness center, and pool — and quick access to Riverbend shopping, Starbucks, Harris Teeter, First Watch, and more. Ideal for entertaining and easy living. Conveniently located with access to the beltloop 485, and Hwy 16 to Mountain Island Lake, Lake Norman, or Uptown Charlotte. HOA fee covers: Water/Sewer bill, trash pickup, Building/Structure insurance, all Exterior Maintenance, landscaping common areas, fitness center, clubhouse, Road Maintenance and the Gate, which operates from 6PM - 6AM

Highlights

Listed by Sondra Blaser , 704-281-1865 RE/MAX Executive , 704-405-8800. Canopy MLS mls logo

Property Type

Condo/Townhome

HOA Fee

460 Monthly

Year Built

2013

County

Mecklenburg

Neighborhood

Polo Club at Mountain Island Lake

Listing ID

4359514

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Electric Range, Microwave, Refrigerator with Ice Maker, Washer
Air Cond:Central Air
Fireplaces:Gas Log,Living Room
Above Ground Sq Ft:1718
Below Ground Sq Ft:0
Other:
  • Additional:Breakfast Bar, Pantry, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:End Unit
Roof:Architectural Shingle
Others:
  • Additional:In-Ground Irrigation, Lawn Maintenance
Sewer:Public Sewer
Parking Features:Attached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$2,049
Taxes
$255
HOA
$460

Home Price

$400,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,049.00

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,049.00 $255.00 $460.00 $2,764.00
Yearly $24,587.94 $3,060.00 $5,520.00 $33,167.94
Total $737,638.23 $91,800.00 $165,600.00 $995,038.23

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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