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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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3439 Twelve Oaks Pl , Charlotte, NC 28270
$817,000
Est. Payment: $4,591.57/mo
4 Bed
3 Bath
3393 Sqft
0.64 Acres
Status: active | Days on site: 1
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12131 - 63992
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Classic curb appeal meets light-filled interiors at 3439 12 Oaks Place. This brick home welcomes you with a dramatic two-story foyer, elegant columns, arched windows, and detailed moldings. Separate formal living and dining spaces offer room for entertaining, while the kitchen opens to a casual breakfast area and a fireside gathering space for everyday living, complete with a raised breakfast bar to complement the inviting layout. Expansive windows bring in natural light and views of the surrounding greenery. The spacious primary bedroom features a tray ceiling and a window-lined sitting area—an inviting spot for reading or relaxing. Mature landscaping and an attached two-car garage complete the exterior. With a blend of open gathering areas and defined formal spaces, this home offers a versatile backdrop for your personal style. Enjoy a sought-after South Charlotte location in Providence Plantation with no required HOA fee! Convenient to the Providence Road corridor, this home puts shopping, dining, groceries, and everyday services within reach, with the Arboretum and Waverly offering a variety of destinations for errands, dinner, and weekend outings. Select photos are virtually staged.
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Highlights

Listed by Andrea Ochoa , 704-705-8008 Collective Realty LLC , 704-705-8008. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.64

HOA Fee

6 Monthly

Year Built

1998

County

Mecklenburg

 Neighborhood

Providence Plantation

Listing ID

4423382

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Microwave, Washer
Air Cond:Central Air
Fireplaces:Family Room,Gas Log
Floor:Carpet,Tile,Vinyl
Above Ground Sq Ft:3393
Other:
  • ▪ Additional:Attic Stairs Pulldown, Built-in Features, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry, Whirlpool, Has Fireplace
Water:City

Exterior Features

Lot:Cul-De-Sac
Lot Dimensions:31x298x240x160x37
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Attached Garage
Principal Interest
$4,592
Taxes
$521
HOA
$6

Home Price

$817,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$163,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,591.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,591.57 $520.84 $6.00 $5,118.41
Yearly $55,098.81 $6,250.05 $72.00 $61,420.86
Total $1,652,964.41 $187,501.50 $2,160.00 $1,842,625.91

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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