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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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3520 Providence Plantation Ln , Charlotte, NC 28270
$1,379,500
Est. Payment: $7,066.47/mo
4 Bed
4 Bath
4165 Sqft
Status: active | Days on site: 2
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Terri Bias
Operator/Brokerage Owner

House Description

Stately brick home situated atop a private, tree-lined, 1-acre corner lot in Providence Plantation! This beautifully appointed home offers the space, privacy and setting buyers seek in this highly desirable neighborhood.The spacious, open floor plan features hardwood floors throughout the main level and upstairs hallway, along with beautiful molding and thoughtful architectural details. The white kitchen is designed for both everyday living & entertaining, featuring new quartz countertops, a breakfast bar, new backsplash, stainless steel appliances, and a gas cooktop. A convenient butler’s pantry provides additional storage and serving space and connects seamlessly to the dining room. A main-level laundry room is just off the kitchen and offers organization for everyday items. Adjacent to the kitchen, the inviting family room features decorative ceiling beams, dual sliding doors and an easy flow for entertaining or relaxing with family. The generously sized front rooms are open to one another and filled with natural light. The great room offers a cozy focal point with a gas fireplace, masonry surround, wood mantle, shiplap, white built-ins and ceiling fan. The dining room is accented by a designer light fixture and substantial chair rail. The main-level primary suite offers generous wall space and a walk-in closet. The rustic-inspired primary bath features tile flooring, shiplap, his-and-hers vanities with rustic finishes, and a jetted tub and tiled shower both accented with stacked stone. Upstairs, you'll find three additional bedrooms, two full baths, a private office and a spacious bonus room. Both upstairs baths have been refreshed with new quartz countertops and faucets. The private office features built-in storage cabinetry and a new quartz countertop and is conveniently located beside a large walk-in attic, providing excellent storage. Natural light pours throughout the home from the many windows and sliding doors. From the upstairs hallway, enjoy views into the family room and kitchen below—a thoughtful design that allows for easy communication between floors. Get ready to host your BEST backyard parties here! The expansive backyard features a deck, paver patio and outdoor fireplace, creating multiple spaces for gatherings. The level, private backyard offers plenty of room for a future swimming pool and endless possibilities for creating your own outdoor retreat. A 3-car garage is conveniently accessed from the rear of the home, and front and rear irrigation keep the grass looking green!  Residents have the option to join the Providence Plantation Swim & Racquet Club. This neighborhood is fantastically located just minutes from the Arboretum, Waverly, the Promenade and the new I-485 exit. The school assignments are highly sought after but should be independently verified. This is a FIND!

Highlights

Listed by Lori Fuqua , 704-408-3307 and Kenneth Fuqua , 704-408-3307 Helen Adams Realty , 704-341-0279. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1

HOA Fee

80 Annually

Year Built

1996

County

Mecklenburg

Neighborhood

Providence Plantation

Listing ID

4414861

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Gas Cooktop, Microwave, Wall Oven
Air Cond:Central Air
Fireplaces:Great Room,Outside,Wood Burning
Floor:Tile,Wood
Above Ground Sq Ft:4165
Below Ground Sq Ft:0
Other:
  • Additional:Attic Stairs Pulldown, Attic Walk In, Breakfast Bar, Built-in Features, Garden Tub, Open Floorplan, Pantry, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Corner Lot,Wooded
Roof:Architectural Shingle
Others:
  • Additional:In-Ground Irrigation
Sewer:Public Sewer
Parking Features:Attached Garage,Garage Faces Rear,Parking Space(s)
Principal Interest
$7,066
Taxes
$879
HOA
$80

Home Price

$1,379,500

Loan Details

30 yrs
6.625%

Down Payment

20%
$275,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,066.47

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,066.47 $879.43 $80.00 $8,025.90
Yearly $84,797.66 $10,553.18 $960.00 $96,310.84
Total $2,543,929.84 $316,595.25 $28,800.00 $2,889,325.09

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T16:15:07.000Z

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