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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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16106 Cloverleaf Ct , Charlotte, NC 28277
$662,000
Est. Payment: $3,391.09/mo
4 Bed
3 Bath
2365 Sqft
Status: active | Days on site: 72
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Terri Bias
Operator/Brokerage Owner

House Description

MAJOR $33K PRICE IMPROVEMENT PLUS $5K TOWARD BUYER CLOSING COSTS! An exceptional opportunity and Providence Pointe's BEST VALUE! Sellers have also just invested an additional $6,000 in a NEW RETAINING WALL, further enhancing the backyard's usability, appearance and overall landscape. Don't miss this opportunity to live in one of Ballantyne's most sought after communities, within one of Charlotte's top rated school districts. Nestled on a private, nearly 1/3 acre cul-de-sac lot surrounded by mature trees, this home offers space, privacy and an impressive list of major improvements at an incredible value. The backyard is also fully fenced with additional storage units. Upon entry, you'll find a dedicated office with French doors and a versatile formal dining room that could easily serve as a den or flex space. Continue into the dramatic great room where soaring two story ceilings and a STUNNING wall floor to ceiling windows flood the home with natural light. A gas fireplace creates a warm and inviting ambiance, making this the true heart of the home. A convenient main level bedroom offers flexibility for guests or multigenerational living. The chef inspired kitchen is sure to impress with a large center island, abundant cabinetry, granite countertops, tile backsplash, newer gas range and microwave, and a spacious breakfast area for everyday dining. Upstairs, the open catwalk overlooks the great room below, enhancing the home's airy feel and architectural charm. The spacious primary suite features vaulted ceilings, a luxurious ensuite bath with dual vanities, a large soaking tub and a walk in closet. Two additional bedrooms and a generous bonus storage area complete the upper level. The pride of ownership shines throughout, with more than $57,000 IN MAJOR RECENT IMPROVEMENTS, including the newly completed $6,000 retaining wall, all new windows installed in October 2024 ($27,545), a new second floor HVAC system with upgraded air supply to the primary suite in April 2024 ($14,420), a new water heater and pressure regulator valve in December 2022 ($3,113), and drainage systems added to both sides of the home in November 2023 ($6,000). With a $33K PRICE IMPROVEMENT, $5K TOWARD BUYER CLOSING COSTS and more than $57K in significant recent improvements, the value here is hard to match. No expense has been spared to provide true move in ready living and peace of mind. This is a rare opportunity to own a meticulously maintained Providence Pointe home offering exceptional value, thoughtful updates, privacy and timeless appeal.

Highlights

Listed by Cheryl Siegfried , 206-999-4590 Redfin Corporation , 877-973-3346. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.28

HOA Fee

450 Semi-Annually

Year Built

2007

County

Mecklenburg

Neighborhood

Providence Pointe

Listing ID

4390415

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Water Heater, Gas Range, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:Gas
Floor:Carpet,Vinyl
Above Ground Sq Ft:2365
Below Ground Sq Ft:0
Other:
  • Additional:Attic Other, Kitchen Island, Pantry, Walk-In Closet(s), Has Fireplace
Water:City

Exterior Features

Lot:Cul-De-Sac
Others:
  • Additional:In-Ground Irrigation, Rainwater Catchment
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$3,391
Taxes
$422
HOA
$450

Home Price

$662,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$132,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,391.09

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,391.09 $422.03 $450.00 $4,263.11
Yearly $40,693.04 $5,064.30 $5,400.00 $51,157.34
Total $1,220,791.27 $151,929.00 $162,000.00 $1,534,720.27

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T16:15:07.000Z

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