Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

2823 Providence Rd Unit 280 , Charlotte, NC 28211
$1,925,000
Est. Payment: $10,818.57/mo
3 Bed
4 Bath
2588 Sqft
Status: active | Days on site: 14
Get Pre-Qualified
R03674 - 72750
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

From this eighth-floor penthouse above the tree canopy at Rosewood, the day begins and ends with the sky. Morning light pours across the sunrise balcony while the coffee is still hot, and by evening the horizon beyond the living room has turned to embers, with a white church steeple standing in silhouette above a sea of oaks, a breathtaking show that never plays the same way twice. This is a true corner residence on the top floor, one of the rarest offerings in the building, and it feels less like a condominium than a house in the sky, with nearly 2,600 square feet on a single level beneath 12-foot ceilings, where tall French windows draw the light across site-finished hardwoods from two directions. Though the building opened in 2008, this residence was not completed until 2014, a later chapter in Rosewood's story, and its kitchen is fitted with Wolf and Sub-Zero. Evenings gather in the great room around the gas fireplace while dinner comes together in the kitchen, and the dining area opens through French doors to a Juliet balcony above the treetops, eye level with the top of the steeple, where no one is in a hurry to leave the table. Beyond a second pair of French doors the bedroom wing keeps its own hush, and at the far end the primary suite waits with a private balcony, a large walk-in closet and a soaking tub set in a bay of windows. Two more bedrooms, three and a half baths and a full laundry room complete the home, and in the garage two generous parking spaces, set across from one another and each framed by columns for extra elbow room, come with a private storage unit. Step off the elevator and Rosewood feels like a private resort, with eight and a half acres of gardens beneath mature oaks, a saltwater pool and its long brick terrace, tennis and pickleball, a fitness center, a coffee bar in the lobby where neighbors linger, and a paneled club room with a fireplace for the nights you host. A concierge who knows your name greets your guests and receives your packages, security keeps watch around the clock, and when you want to disappear for a month you simply lock the door and go. The $1,300 monthly dues include cable and high-speed internet and keep the building and grounds looking the way they do, with nearly 30 percent of the budget set aside in reserves and no special assessments pending. SouthPark is two miles away, Uptown four, and the shops and restaurants of Cotswold are just around the corner.

Highlights

Listed by Ryan Palmer , 508-954-2159 The Agency - Charlotte , 980-293-5487. Canopy MLS mls logo

Property Type

Condo/Townhome

HOA Fee

1300 Monthly

Year Built

2008

County

Mecklenburg

Neighborhood

Rosewood at Providence

Listing ID

4426720

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Water Heater, Exhaust Hood, Gas Cooktop, Microwave, Oven, Refrigerator, Self Cleaning Oven
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Gas Unvented,Great Room
Floor:Carpet,Wood
Above Ground Sq Ft:2588
Other:
  • ▪ Additional:Breakfast Bar, Built-in Features, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Split Bedroom, Storage, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Corner Lot,End Unit,Views
Others:
  • ▪ Additional:Elevator, Storage, Tennis Court(s)
Sewer:Public Sewer
Parking Features:Assigned,Electric Gate,Attached Garage,Parking Garage,Parking Space(s)
Principal Interest
$10,819
Taxes
$1,227
HOA
$1,300

Home Price

$1,925,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$385,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,818.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $10,818.57 $1,227.19 $1,300.00 $13,345.75
Yearly $129,822.79 $14,726.25 $15,600.00 $160,149.04
Total $3,894,683.58 $441,787.50 $468,000.00 $4,804,471.08

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T13:51:08.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS