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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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412 State St , Charlotte, NC 28208
$715,000
Est. Payment: $4,018.32/mo
3 Bed
4 Bath
2367 Sqft
Status: active | Days on site: 462
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3728 - 69956,51188
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Terri Bias
Operator/Brokerage Owner

House Description

Live minutes from Uptown Charlotte without giving up space, privacy, or a rooftop made for sunset views. Welcome to 412 State Street, a brand new 2025 townhome in Seversville that delivers modern luxury finishes and an open floorplan built for the way people actually live. The kitchen anchors the main living area with stainless steel appliances, a 36 inch gas cooktop, and a Zephyr range hood, while the electric fireplace and a second story balcony with sliding glass door access make everyday evenings feel easy. The primary suite is a real retreat, with two large walk-in closets with built-in storage and a spa style bath where a soaking tub sits inside the oversized shower beneath a waterfall shower head. On the first floor, a full en suite bedroom with its own kitchenette and private entry can be separated from the rest of the home, giving you flexibility for guests, a home office, or extended stays. With ZERO rental restrictions, this home also opens the door for investors. Then there is the rooftop. More than 900 square feet of outdoor living comes with upgraded electrical for a hot tub, rough plumbing for an outdoor kitchen, and a gas line hook up, ready for you to create your own skyline escape. Multiple laundry hook-ups, a two car garage, and an energy efficient HVAC system with whole home dehumidifiers round out a truly move-in ready home in Charlotte. Outside your door, Seversville real estate keeps gaining momentum. You are near the Stewart Creek Greenway and the revitalized Savona Mill district, just around the corner from Pizza Baby West on Thrift Road, one of the most talked about pizza spots in Charlotte, and a short drive from Pinky’s Westside Grill in Wesley Heights, Bank of America Stadium, and Atrium Health Carolinas Medical Center in Charlotte. Frequent travelers will love being about 10 minutes from Charlotte Douglas International Airport. If you have been watching homes for sale in Charlotte close to Uptown, this is the one to see before someone else claims the rooftop.

Highlights

Listed by Zach Scarboro , 704-661-8796 and Steve Lonnen , 704-661-8796 Real Broker, LLC , 855-450-0442. Canopy MLS mls logo

Property Type

Condo/Townhome

Year Built

2025

County

Mecklenburg

Neighborhood

Seversville

Listing ID

4273285

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Bar Fridge, Gas Cooktop
Air Cond:Ductless
Fireplaces:Electric,Living Room
Floor:Hardwood,Tile
Above Ground Sq Ft:2367
Other:
  • ▪ Additional:Garden Tub, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry, Has Fireplace
Water:City

Exterior Features

Lot:Infill Lot
Others:
  • ▪ Additional:Lawn Maintenance, Rooftop Terrace
Sewer:Public Sewer
Parking Features:Attached Garage,Garage Faces Side,On Street,Shared Driveway
Principal Interest
$4,018
Taxes
$456

Home Price

$715,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$143,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,018.32

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,018.32 $455.81 $0.00 $4,474.14
Yearly $48,219.89 $5,469.75 $0.00 $53,689.64
Total $1,446,596.76 $164,092.50 $0.00 $1,610,689.26

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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