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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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515 State St , Charlotte, NC 28208
$699,000
Est. Payment: $3,928.40/mo
3 Bed
2 Bath
1508 Sqft
0.19 Acres
Status: active | Days on site: 9
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1303 - 43752
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Welcome to 515 State Street, a beautifully updated 3 bedroom, 2 full bathroom home offering 1,508 square feet of stylish, move-in-ready living space. This fully furnished property combines modern updates with an unbeatable Charlotte location, making it an ideal primary residence, second home, or investment opportunity. Enjoy a truly walkable lifestyle with quick access to the greenway, Uptown Charlotte, Bank of America Stadium, the newly revitalized Savona Mill, and some of Charlotte’s top-rated restaurants, breweries, coffee shops, & entertainment. Spend your morning on the greenway, catch a game in Uptown, or enjoy dinner at one of the many nearby dining destinations—all just minutes from your front door. Updates & features include (full list in attachments): fresh paint on walls, baseboards, cabinets & ceilings, freshly stained decks, new lighting & Visual Comfort ceiling fans with dimmable lighting throughout, new stainless steel GE appliances (2024), new ADT security system (2026), smart Schlage locks on all doors, whole-house centralized air purifier/scrubber with ozone system, landscaped front yard with in-ground irrigation & French drains, parking pad for additional parking, centralized surge protector, new main water line to street (2019), and custom shades professionally designed & installed by The Shade Store. Fully furnished & thoughtfully updated, 515 State Street offers the perfect combination of comfort, convenience, and urban living in one of Charlotte’s most exciting areas.
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Highlights

Listed by Jackie Judge , 704-773-6575 RE/MAX Executive , 704-540-7500. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.19

Year Built

1931

County

Mecklenburg

 Neighborhood

Seversville

Listing ID

4425526

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Exhaust Hood, Freezer, Microwave, Oven, Refrigerator, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:
Floor:Laminate,Tile
Above Ground Sq Ft:1508
Other:
  • ▪ Additional:Attic Stairs Pulldown, Pantry, Walk-In Closet(s), Master on Main
Water:City

Exterior Features

Roof:Architectural Shingle
Others:
  • ▪ Additional:In-Ground Irrigation
Sewer:Public Sewer
Parking Features:Driveway,On Street,Parking Space(s)
Principal Interest
$3,928
Taxes
$446

Home Price

$699,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$139,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,928.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,928.40 $445.61 $0.00 $4,374.02
Yearly $47,140.85 $5,347.35 $0.00 $52,488.20
Total $1,414,225.36 $160,420.50 $0.00 $1,574,645.86

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T13:51:08.000Z

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