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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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4118 Polluck Way , Charlotte, NC 28209
$574,900
Est. Payment: $3,230.96/mo
4 Bed
4 Bath
2262 Sqft
0.03 Acres
Status: active | Days on site: 72
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Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

SELLER CREDIT AT CLOSING TOWARD RATE BUYDOWN OR CLOSING COSTS NEGOTIABLE WITH ACCEPTABLE OFFER. Separately, buyers may be eligible to receive a closing cost credit of up to 1% of the loan amount when financing through Guaranteed Rate Affinity. Experience modern luxury in this contemporary three-story townhome featuring premium upgrades and a desirable lot with a serene, tree-lined backdrop. Ideally located in the highly sought-after Madison Park area, five minutes from Montford and Park Road Shopping Center, with easy access to South End, SouthPark, and Uptown Charlotte. This spacious home has 3 bedrooms, 2 full baths, 2 half baths, and a versatile flex room that could be converted to a fourth bedroom, home office, fitness space, or additional living area. Designed for today's lifestyle, the home offers an open-concept floor plan perfect for everyday living and entertaining. A Smart Home package lets you control the thermostat, garage door, Ring doorbell, kitchen pendant lights, window blinds, oven, and dishwasher from your phone or with Amazon Alexa. The first level welcomes you with an entryway, drop zone, versatile flex room, powder room, and a fully insulated two-car garage. On the main level, the gourmet kitchen features quartz countertops, a dramatic waterfall island, tile backsplash, and a spacious walk-in pantry. A 19-foot balcony just off the kitchen provides additional space to relax or entertain. Upgraded appliances include an undermount sink, five-burner gas cooktop with chimney hood, built-in convection wall oven and microwave with Advantium technology, and fingerprint-resistant stainless steel appliances. The bright and airy living area features luxury vinyl plank flooring throughout the first two levels, wood staircases, and an electric fireplace with a granite surround. Expansive windows overlooking the surrounding greenery bring the outdoors in, while motorized zebra blinds and ceiling fans throughout add comfort and convenience. A home office nook and powder room complete the main level. Upstairs, retreat to the spacious primary suite featuring an elegant tray ceiling, an oversized walk-in closet, and a luxurious spa-inspired bath complete with quartz countertops, a dual vanity, a semi-frameless tiled shower with a built-in seat, and premium finishes. Two additional bedrooms, another full bathroom, and a laundry room with linen closet complete the third level. Additional highlights include luxury hardware and upgraded fixtures, ample storage, and a community walking path at your doorstep. The monthly HOA dues includes water, trash, lawn maintenance including landscaping, and exterior maintenance. Combining contemporary design, premium finishes, and a desirable location, this townhome offers a blend of style, convenience, and comfort.

Highlights

Listed by Anna Martin , 704-231-7967 Coldwell Banker Realty , 704-541-5111. Canopy MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.03

HOA Fee

290 Monthly

Year Built

2023

County

Mecklenburg

Neighborhood

Six Twenty

Listing ID

4403435

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:2
Appliances:Convection Oven, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Exhaust Hood, Gas Cooktop, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Wall Oven
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Electric,Great Room
Floor:Carpet,Tile,Vinyl
Above Ground Sq Ft:2262
Other:
  • ▪ Additional:Attic Stairs Pulldown, Cable Prewire, Entrance Foyer, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry, Has Fireplace
Water:City

Exterior Features

Lot:Wooded
Zoning:R309
Others:
  • ▪ Additional:Lawn Maintenance
Sewer:Public Sewer
Parking Features:Attached Garage,Garage Door Opener,Garage Faces Rear
Principal Interest
$3,231
Taxes
$366
HOA
$290

Home Price

$574,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$114,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,230.96

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,230.96 $366.50 $290.00 $3,887.46
Yearly $38,771.49 $4,397.99 $3,480.00 $46,649.48
Total $1,163,144.72 $131,939.55 $104,400.00 $1,399,484.27

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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