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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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7904 Saddleview Ct , Charlotte, NC 28215
$499,500
Est. Payment: $2,807.21/mo
4 Bed
3 Bath
1751 Sqft
1 Acres
Status: active | Days on site: 2
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12207 - 64859
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Terri Bias
Operator/Brokerage Owner

House Description

Don’t miss this hard-to-find ranch with a separate ADU, tucked away on a peaceful cul-de-sac in Cabarrus County and located in the highly sought-after Harrisburg school district. This home offers the flexibility buyers are looking for today, with comfortable one-level living, a generous homesite, and additional living space that can adapt to a variety of needs. Inside, the main home is filled with natural light and offers an inviting, functional layout with comfortable spaces for both everyday living and entertaining. But one of the property’s most unique features is the separate living space behind the garage, complete with its own bedroom and full bathroom. Whether you need space for multigenerational living, overnight guests, an older child, a home office, or a private retreat, this ADU provides possibilities that are hard to find in this price point. The oversized lot is another standout. There’s plenty of room for pets, play, gardening, outdoor entertaining, a future pool, or simply enjoying the extra breathing room that larger homesites provide. And the location makes daily life incredibly convenient. You’ll enjoy the peace and privacy of a cul-de-sac while being just minutes from shopping, dining, and everyday amenities. I-485 is approximately one minute away, providing easy access throughout the Charlotte area. If you’ve been waiting for a ranch with a large lot, separate guest quarters, Harrisburg schools, and an unbeatable location, this one is worth seeing in person.

Highlights

Listed by Christy Bradshaw , 704-492-6161 Call It Closed International Inc , 704-787-1667. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1

Year Built

1979

County

Cabarrus

Neighborhood

Steeplechase

Listing ID

4428567

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Bar Fridge, Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Refrigerator, Washer/Dryer
Air Cond:Central Air
Fireplaces:
Above Ground Sq Ft:1751
Other:
  • ▪ Additional:Breakfast Bar, Kitchen Island, Open Floorplan, Walk-In Closet(s), Wet Bar, Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Cul-De-Sac,Private
Zoning:CR
Sewer:Public Sewer
Parking Features:Detached Garage
Principal Interest
$2,807
Taxes
$318

Home Price

$499,500

Loan Details

30 yrs
7.548%

Down Payment

20%
$99,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,807.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,807.21 $318.43 $0.00 $3,125.64
Yearly $33,686.48 $3,821.17 $0.00 $37,507.66
Total $1,010,594.52 $114,635.25 $0.00 $1,125,229.77

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T19:53:06.000Z

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