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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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12319 Silveroak Ln , Charlotte, NC 28277
$650,000
Est. Payment: $3,329.62/mo
4 Bed
3 Bath
2372 Sqft
Status: active | Days on site: 13
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Welcome home to this beautiful 4-bedroom sanctuary, perfectly positioned in the heart of Charlotte’s most vibrant neighborhood...Ballantyne. Living in 28277 isn't just about finding a home...it's about embracing a lifestyle. Imagine weekend mornings strolling through local greenways, afternoons spent exploring the premier dining, shopping, and entertainment at The Bowl at Ballantyne and Ballantyne Village, and quick access to I-485 for an effortless commute. Step inside to an open-concept main level designed for both quiet relaxation and easy entertaining. Newly installed luxury vinyl plank (LVP) flooring (2026) flows seamlessly through the primary living spaces. Off the entry, a light-filled, versatile flex room offers the perfect setting for a home office, creative studio, or playroom. At the center of the home sits the gourmet kitchen...a chef’s delight featuring light cabinetry, a pantry, casual bar seating, and stainless-steel appliances. The kitchen opens directly into an inviting living room anchored by a warm, cozy fireplace. When it's time to gather outdoors, slide open the rear glass doors to reveal an expansive outdoor oasis that serves as an exceptional backdrop for summer barbecues. Upstairs, brand-new plush carpet (2026) brings warmth and comfort to the secondary living quarters. The oversized primary suite acts as your private retreat, offering ample space to unwind, while three additional bedrooms feature generous square footage and deep walk-in closets. Enjoy the peace of mind that comes with newly updated outlets and switches (2026) along with fresh, crisp paint throughout (2026).
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Highlights

Listed by Steven Lorimer , 704-516-6153 and Marie Lorimer , 704-516-6153 Howard Hanna Allen Tate Charlotte South , 704-541-6200. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.22

HOA Fee

95 Quarterly

Year Built

1999

County

Mecklenburg

 Neighborhood

Strathmoor

Listing ID

4408722

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop, Microwave, Oven, Refrigerator, Washer/Dryer
Air Cond:Central Air
Fireplaces:Gas,Living Room
Floor:Carpet,Tile,Vinyl
Above Ground Sq Ft:2372
Below Ground Sq Ft:0
Other:
  • ▪ Additional:Has Fireplace
Water:City

Exterior Features

Lot:Level,Private
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$3,330
Taxes
$414
HOA
$95

Home Price

$650,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$130,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,329.62

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,329.62 $414.38 $95.00 $3,838.99
Yearly $39,955.40 $4,972.50 $1,140.00 $46,067.90
Total $1,198,662.12 $149,175.00 $34,200.00 $1,382,037.12

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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