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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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18214 Torchbearer Ln , Charlotte, NC 28278
$749,990
Est. Payment: $3,841.81/mo
4 Bed
4 Bath
3137 Sqft
Status: active | Days on site: 81
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

What's Special: Corner Lot | Dedicated Study | Covered Patio | 1st Floor Primary Suite. New Construction - November Completion! Built by America's Most Trusted Home Builder. Welcome to the Cotswold at 18214 Torchbearer Lane in The Coves on Lake Wylie! This inviting two-story home offers a thoughtful layout with a private study just off the foyer and an open-concept great room featuring a fireplace and tray ceiling. The kitchen and casual dining area connect seamlessly to the covered patio, creating an ideal space for everyday living and entertaining. The first-floor primary suite provides a peaceful retreat with a well-appointed bathroom, while upstairs bedrooms and a spacious loft offer flexibility for guests, hobbies, or work-from-home needs. Additional Highlights Include: fireplace, study, tray ceiling at great room and primary suite, blinds, gourmet kitchen, tankless gas water heater, and RevWood flooring. Photos are for representative purposes only. MLS#4381444
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Highlights

Listed by Cindy Lisiecki , 980-418-4980 Taylor Morrison of Carolinas Inc , 704-479-6655. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.26

HOA Fee

451.3 Quarterly

Year Built

2026

County

Mecklenburg

 Neighborhood

The Coves on Lake Wylie

Listing ID

4381444

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Exhaust Hood, Gas Cooktop, Microwave, Plumbed For Ice Maker, Tankless Water Heater, Wall Oven
Air Cond:Electric,Zoned
Fireplaces:Great Room
Floor:Carpet,Laminate,Tile
Above Ground Sq Ft:3137
Below Ground Sq Ft:0
Other:
  • ▪ Additional:Drop Zone, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Storage, Walk-In Closet(s), Other - See Remarks, Has Fireplace, Master on Main
Water:City

Exterior Features

Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$3,842
Taxes
$478
HOA
$451

Home Price

$749,990

Loan Details

30 yrs
6.625%

Down Payment

20%
$149,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,841.81

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,841.81 $478.12 $451.30 $4,771.23
Yearly $46,101.77 $5,737.42 $5,415.60 $57,254.80
Total $1,383,053.23 $172,122.71 $162,468.00 $1,717,643.94

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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