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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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16823 Cozy Cove Rd , Charlotte, NC 28278
$524,900
Est. Payment: $2,949.96/mo
4 Bed
3 Bath
2558 Sqft
0.39 Acres
Status: under contract-show | Days on site: 7
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885004 - R60286
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Resort-Style Living in The Palisades Welcome to 16823 Cozy Cove Rd., a beautifully maintained 4-bedroom, 2.5-bath home offering the ideal blend of comfort, flexibility, and resort-style living in The Palisades. This home has had only one homeowner since it was built and has been pet-free, reflecting the care and pride of ownership throughout. The beautiful wood floors look nearly new. Termite and pest treatments have also been consistently maintained, adding to the home's exceptional care and upkeep. The main level features wood floors, fresh paint, updated lighting, a dining room with elegant wainscoting, and a spacious living room with a gas fireplace. The kitchen is designed for everyday living and entertaining with a well-appointed island ideal for meal preparation and serving, along with stainless-steel appliances. The spacious primary bedroom offers a relaxing ensuite with a garden tub and walk-in closet. Upstairs, a convenient laundry room with washer and dryer is located near the bedrooms. The bonus/flex room provides exceptional versatility and can be used as a second living area, home office, exercise room, playroom, game room, or comfortable hangout space. Outdoor living is equally inviting, with a private, fenced backyard and patio featuring a built-in gas fireplace, perfect for relaxing or entertaining year-round. A two-car garage plus additional driveway parking provides plenty of convenience. Life in The Palisades is about more than just the home. Residents enjoy a neighborhood pool with waterslides, clubhouse, tennis, pickleball and basketball courts, fitness center, sidewalks, scenic trails and a welcoming community atmosphere. Optional golf and social memberships are also available through the prestigious Palisades Country Club, providing opportunities to enjoy additional club amenities, dining, golf, and social activities. The community is also close to Lake Wylie, with convenient access to schools, restaurants, shopping, and everyday amenities. Convenient Location Enjoy easy access to some of the area's most popular destinations: Short drive to Charlotte Douglas International Airport -Rivergate Shopping Center -Charlotte Premium Outlets -Uptown Charlotte -Carowinds 16823 Cozy Cove Rd. offers the space, flexibility, exceptional condition, privacy, resort-style amenities, and convenient location to enjoy the best of the Palisades lifestyle—all while being just minutes from shopping, dining, entertainment, Lake Wylie, and major Charlotte destinations.
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Highlights

Listed by Kristen Ammons , 864-354-7703 Berkshire Hathaway HomeServices Carolinas Realty , 704-542-1100. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.39

HOA Fee

322 Quarterly

Year Built

2019

County

Mecklenburg

 Neighborhood

The Palisades

Listing ID

4416113

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Oven, ENERGY STAR Qualified Refrigerator, Microwave, Refrigerator with Ice Maker, Washer/Dryer
Air Cond:Central Air
Fireplaces:Gas,Gas Log,Gas Vented,Living Room
Floor:Carpet,Hardwood,Tile,Wood
Above Ground Sq Ft:2558
Other:
  • ▪ Additional:Attic Stairs Pulldown, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry, Has Fireplace
Water:City

Exterior Features

Lot:Level
Roof:Architectural Shingle
Others:
  • ▪ Additional:Other - See Remarks
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Keypad Entry
Principal Interest
$2,950
Taxes
$335
HOA
$322

Home Price

$524,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$104,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,949.96

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,949.96 $334.62 $322.00 $3,606.58
Yearly $35,399.47 $4,015.49 $3,864.00 $43,278.96
Total $1,061,984.11 $120,464.55 $115,920.00 $1,298,368.66

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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