Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

435 S Tryon St Unit 708 , Charlotte, NC 28202
$394,900
Est. Payment: $2,022.87/mo
1 Bed
1 Bath
864 Sqft
Status: active | Days on site: 18
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

The Ratcliffe Condos offer a distinctly urban lifestyle in the heart of Uptown Charlotte, combining historic character with modern convenience. Located at 435 S. Tryon Street, the building places residents within walking distance of many of the city's premier destinations. This home is modern, features built-ins, gas fireplace and a wonderful kitchen area very suitable for entertaining. Features 1 Bedroom/1 Full Bath with spacious Primary BR, Great Room and balcony. Modern Primary Bath including separate shower and tub. Includes a designated parking spot as well as a 10x20 Storage Space near the parking. Some of the key advantages of living at The Ratcliffe include: Walkable lifestyle: Residents can easily walk to restaurants, coffee shops, entertainment venues, museums, grocery options, sporting events, and many of Uptown Charlotte's major employers. This reduces reliance on a car for day-to-day activities. Adjacent to The Green: The building overlooks The Green, a popular urban park that hosts public art, outdoor performances, festivals, and provides an inviting green space for relaxation in the center of the city. Access to Charlotte's cultural district: The Ratcliffe sits across from the Levine Center for the Arts, making it convenient to enjoy theaters, museums, galleries, concerts, and performing arts throughout the year. Connected to the Overstreet pedestrian network: One of The Ratcliffe's most distinctive advantages is its direct connection to Uptown's Overstreet pedestrian system through the Wells Fargo complex, allowing residents to reach offices, restaurants, and retail while staying indoors during inclement weather. Boutique residential atmosphere: Unlike many larger high-rise towers, The Ratcliffe has a relatively limited number of residences, offering a quieter, more private living environment while still being in the center of the city. Historic architecture with modern residences: The development preserved the historic 1929 Ratcliffe Flowers building and its iconic neon sign while incorporating spacious contemporary condominiums, giving owners a blend of architectural character and modern amenities. Dining and retail at your doorstep: Ground-floor restaurants and retail spaces provide convenient dining options, including well-known local establishments, without leaving the building. Ideal for professionals: Its proximity to Charlotte's banking, finance, legal, and corporate offices makes commuting easy for professionals working in Uptown, often allowing residents to walk to work. Luxury residential features: Many residences offer expansive floor plans, chef-inspired kitchens, private balconies or terraces, skyline views, secure building access, underground parking, and additional storage—features that distinguish The Ratcliffe from many urban condominiums. Overall, The Ratcliffe appeals to buyers seeking a true live-work-play urban lifestyle. Its combination of walkability, cultural access, historic character, boutique scale, and connectivity makes it one of Uptown Charlotte's most distinctive condominium communities. This will not last long and attractively priced.

Highlights

Listed by Grady Thomas , 704-608-8575 Century 21 Providence Realty , 704-847-2144. Canopy MLS mls logo

Property Type

Condo/Townhome

HOA Fee

504 Monthly

Year Built

2002

County

Mecklenburg

Neighborhood

The Ratcliffe

Listing ID

4404607

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Range, Electric Water Heater, Plumbed For Ice Maker, Refrigerator, Self Cleaning Oven
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Gas Log,Great Room
Above Ground Sq Ft:864
Below Ground Sq Ft:0
Basement:Storage Space
Other:
  • Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Views
Lot Dimensions:180 sq ft
Zoning:UMUD
Others:
  • Additional:Elevator
Sewer:Public Sewer
Parking Features:Parking Garage
Principal Interest
$2,023
Taxes
$252
HOA
$504

Home Price

$394,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$78,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,022.87

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,022.87 $251.75 $504.00 $2,778.62
Yearly $24,274.44 $3,020.99 $6,048.00 $33,343.43
Total $728,233.34 $90,629.55 $181,440.00 $1,000,302.89

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS