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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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11649 James Richard Dr , Charlotte, NC 28277
$899,000
Est. Payment: $4,605.12/mo
3 Bed
4 Bath
3378 Sqft
Status: active | Days on site: 65
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Experience 3,378 square foot house under $900,000, offering the following features: Home includes 3 bedrooms, 3.5 bathrooms, four-season enclosed porch, and primary suite on the main level. Second floor includes substantial flexible guest retreat with potential of a second primary suite and den. Upon entering the house, you experience the sunlight from the 2-story high windows to brighten the living areas on the first floor. One of the home's standout features is the four-season screened porch, extending the living space year-round and overlooking a peaceful, private backyard. It's the perfect setting for morning coffee, entertaining friends, or simply relaxing and enjoying the outdoors. Just minutes away from Providence Country Club, major highways, shopping, dining, and everyday conveniences, this homes makes it easy to enjoy everything the area has to offer. With a sought-after primary-on-main floor plan, generous living space, flexible rooms, and exceptional indoor-outdoor living, this home offers the rare opportunity to enjoy the convenience of main-level living while still having plenty of space for guests, work, hobbies, and entertaining—all in a prime South Charlotte location.
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Highlights

Listed by Brandon Millette , 914-522-4949 Coldwell Banker Realty , 704-541-5111. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.34

HOA Fee

785 Annually

Year Built

2004

County

Mecklenburg

 Neighborhood

Vanderbilt at Providence

Listing ID

4382209

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer
Air Cond:Central Air
Fireplaces:Gas
Above Ground Sq Ft:3378
Below Ground Sq Ft:0
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Sewer:Public Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$4,605
Taxes
$573
HOA
$785

Home Price

$899,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$179,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,605.12

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,605.12 $573.11 $785.00 $5,963.23
Yearly $55,261.40 $6,877.35 $9,420.00 $71,558.75
Total $1,657,841.92 $206,320.50 $282,600.00 $2,146,762.42

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-08-24T14:14:07.000Z

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