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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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11649 James Richard Dr , Charlotte, NC 28277
$925,000
Est. Payment: $5,198.53/mo
3 Bed
4 Bath
3377 Sqft
0.34 Acres
Status: active | Days on site: 3
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1935 - 38224
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Terri Bias
Operator/Brokerage Owner

House Description

Beautifully refreshed and move-in ready, this inviting home offers an exceptional combination of privacy, natural light and picturesque wooded views. From the moment you enter the spacious foyer, your eyes are drawn to the dramatic floor-to-ceiling windows framing the lush, natural surroundings. The stunning two-story great room, anchored by a double-sided fireplace, creates a warm yet impressive gathering space. Designed for effortless everyday living and entertaining, the kitchen features a breakfast bar, a charming built-in workspace ideal for homework or working from home, and an easy flow into the comfortable keeping room. Just beyond, the expansive screened porch invites you to slow down, unwind and enjoy the peaceful setting throughout the seasons. Whether it's morning coffee, an afternoon with a good book or an evening with friends, this is a space you'll find yourself returning to again and again. The main-level primary suite offers a private retreat, complete with an updated bath and generously sized walk-in closet. Upstairs, a versatile loft provides the perfect setting for a home office or additional lounge area, while two spacious secondary bedrooms and two full baths offer comfort and privacy. A separate bonus room adds even more flexibility, with endless possibilities for a media room, game room, guest retreat or additional bedroom. Surrounded by mature trees and filled with beautiful natural light, this home offers a wonderful sense of tranquility without sacrificing convenience. Enjoy the option of membership at nearby Providence Country Club, with access to its exceptional amenities, while remaining just minutes from shopping, dining, I-485, Charlotte Douglas International Airport and highly regarded schools. A beautifully updated home, an enchanting wooded setting and flexible spaces designed for the way you live, this is one you won't want to miss. The property offers a spacious backyard with a natural wooded setting. A portion of the rear lot is subject to floodplain and stream-buffer restrictions. Pool feasibility has not been formally determined and would require review and approval by the appropriate county and city departments.

Highlights

Listed by Lisa McCrossan , 704-620-0328 Ivester Jackson Christie's , 704-817-9826. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.34

HOA Fee

785 Annually

Year Built

2004

County

Mecklenburg

Neighborhood

Vanderbilt At Providence

Listing ID

4433093

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Oven, Wall Oven
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Family Room,Gas,Great Room,See Through
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:3377
Other:
  • ▪ Additional:Attic Other, Breakfast Bar, Entrance Foyer, Kitchen Island, Pantry, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Level,Creek/Stream
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway

Open House

Upcoming Open Houses
Saturday 12:00 pm - 2:00 pm Oct 17
Sunday 1:00 pm - 3:00 pm Oct 18
Principal Interest
$5,199
Taxes
$590
HOA
$785

Home Price

$925,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$185,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,198.53

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,198.53 $589.69 $785.00 $6,573.22
Yearly $62,382.38 $7,076.25 $9,420.00 $78,878.63
Total $1,871,471.33 $212,287.50 $282,600.00 $2,366,358.83

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T09:50:06.000Z

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