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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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4946 Morgan St , Charlotte, NC 28208
$279,999
Est. Payment: $1,434.29/mo
3 Bed
1 Bath
946 Sqft
Status: active | Days on site: 145
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Uptown vibes meets classic brick ranch charm! Professionally renovated from top to bottom, this stunning, move-in-ready home is an exceptional find for both owner-occupants looking to unpack and relax, and savvy investors seeking a seamless turnkey opportunity. The light-filled and open floorplan features premium quartz countertops, custom soft-close cabinets, and the ultimate structural updates: a brand-new roof and new windows for total peace of mind. Enjoy NO HOA restrictions, offering the perfect city oasis or a hassle-free rental asset. Perfectly positioned for Charlotte living with quick access to the Airport, South End, Uptown, and endless local dining and entertainment. This small but mighty single family house has STORAGE which is so hard to find, so don't let this one pass you by! Take advantage of an incredible financial opportunity: this home qualifies for 100% financing ($0 down) and a $5,000 buyer assistance grant through First National Bank! Why rent when you can own luxury?
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Highlights

Listed by Jessica Graham , 980-229-9798 and Lindsey Pegg , 980-229-9798 Keller Williams Ballantyne Area , 704-887-6600. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.21

Year Built

1957

County

Mecklenburg

 Neighborhood

Westmont

Listing ID

4361415

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Disposal, Gas Range, Microwave, Refrigerator with Ice Maker
Air Cond:Central Air
Fireplaces:
Floor:Tile,Vinyl
Above Ground Sq Ft:946
Below Ground Sq Ft:0
Other:
  • ▪ Additional:Master on Main
Water:City

Exterior Features

Lot:Level
Roof:Architectural Shingle
Others:
  • ▪ Additional:Storage
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$1,434
Taxes
$178

Home Price

$279,999

Loan Details

30 yrs
6.625%

Down Payment

20%
$56,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,434.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,434.29 $178.50 $0.00 $1,612.79
Yearly $17,211.50 $2,141.99 $0.00 $19,353.49
Total $516,344.91 $64,259.77 $0.00 $580,604.69

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T18:15:06.000Z

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