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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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4113 Hallam Ct , Charlotte, NC 28269
$465,000
Est. Payment: $2,381.96/mo
4 Bed
4 Bath
2726 Sqft
Status: active | Days on site: 13
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Tucked at the mouth of a quiet cul-de-sac on a beautifully landscaped corner lot, this Winchester home greets you with a wraparound front porch built for slow mornings and easy evenings. It's the kind of porch that changes how you live, coffee in hand as the neighborhood wakes up, or a glass of wine while the sky turns pink over the trees. Step inside and the layout unfolds with intention: a true foyer sets the tone, opening to formal living and dining rooms warmed by hardwood floors underfoot, with carpet running through the more relaxed spaces of the home. The family room anchors the main level with a fireplace as its centerpiece, the kind of room built for both quiet nights in and the noise of a full house at the holidays. From there, the space flows into a sun-drenched addition, fully permitted and completed in 2024, wrapped in windows that flood the room with natural light throughout the day. A full bath tucked into this addition makes it that much easier to picture as a guest suite, in-law setup, or private office. It's ready to become whatever the next chapter calls for: a home office with a view, a playroom, a studio, or simply a spot to read that finally gets used every day. The kitchen keeps pace with the rest of the home, granite counters, a four-door refrigerator, electric stove, microwave, dishwasher, and garbage compactor, stainless finishes throughout, and a breakfast bar that turns cooking into a gathering rather than a chore. A pantry keeps things organized, and the adjoining breakfast area makes weekday mornings easy. Practical touches carry through the main level too, with a half bath for guests and a laundry room with washer and dryer conveniently close at hand, the kind of details that make a house genuinely easy to live in. Upstairs, four bedrooms give everyone room to spread out and settle in. The primary suite is a quiet retreat of its own, anchored by a walk-in closet with custom built-ins and a fully renovated bath that feels more spa than practical necessity. A garden soaking tub sits beside a frameless glass shower wrapped in designer tile, with a dual-sink vanity giving two people room to get ready without stepping on each other's toes. One additional full bath rounds out the upstairs, renovated with the same care as the primary, so everyone has room to get ready without a wait. Outside is where this home truly sets itself apart. The wraparound porch continues into a rear deck, an enclosed porch, and double patios that wrap around a garden pond and water feature, a rare, tranquil touch that turns the backyard into its own destination rather than an afterthought. Mature landscaping and thoughtful hardscaping frame the whole property, giving it a settled, established feel that new construction simply can't replicate. A two-car garage and a spacious concrete drive round out the exterior, and the corner lot setting means extra light, extra privacy, and a little more breathing room than most of the neighborhood enjoys. Winchester itself is one of North Charlotte's best-kept secrets. Miles of the paved Clarks Creek Greenway wind past creekside overlooks and quiet wooded bridges just beyond the neighborhood entrance, connecting into the broader Mallard Creek Greenway and the Cross Charlotte Trail network for runners, cyclists, and anyone who simply wants to be outside without getting in the car. Closer to home, residents gather at the community pool, tennis and pickleball courts, and playground, all an easy walk from the front door, and sidewalks throughout the neighborhood make it simple to get there. The location offers the calm of a tucked-away, tree-lined neighborhood with the convenience of University City just minutes away. Everyday errands, dining, and shopping in Prosperity Village and Northlake are a short drive. A rare combination of privacy, character, and connection, this is a home that rewards a closer look, and one that's genuinely hard to walk away from once you've stood on that porch.

Highlights

Listed by Josh Finigan , 704-913-4662 EXP Realty LLC Ballantyne , 704-248-8230. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.4

HOA Fee

880 Annually

Year Built

1990

County

Mecklenburg

Neighborhood

Winchester

Listing ID

4410743

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator, Trash Compactor, Washer/Dryer
Air Cond:Central Air
Fireplaces:Family Room
Floor:Carpet,Wood
Above Ground Sq Ft:2726
Below Ground Sq Ft:0
Other:
  • Additional:Breakfast Bar, Built-in Features, Garden Tub, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry, Has Fireplace
Water:City

Exterior Features

Lot:Cul-De-Sac,Private,Wooded
Lot Dimensions:201 x 92 x 83 x 148
Zoning:N1-A
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Side
Principal Interest
$2,382
Taxes
$296
HOA
$880

Home Price

$465,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$93,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,381.96

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,381.96 $296.44 $880.00 $3,558.39
Yearly $28,583.48 $3,557.25 $10,560.00 $42,700.73
Total $857,504.44 $106,717.50 $316,800.00 $1,281,021.94

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-08-24T14:14:07.000Z

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