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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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13800 Woody Point Rd , Charlotte, NC 28278
$425,000
Est. Payment: $2,388.51/mo
3 Bed
2 Bath
1716 Sqft
0.39 Acres
Status: under contract-show | Days on site: 8
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Terri Bias
Operator/Brokerage Owner

House Description

Rare opportunity near Lake Wylie! This beautifully updated ranch offers the ease of one-level living, a peaceful private setting, and the freedom of NO HOA—with plenty of room for your boat, recreational vehicles, or future expansion. Fresh, light, and completely move-in ready, the home has been thoughtfully refreshed throughout. The renovated kitchen is a standout with beautiful quartz countertops, crisp white shaker cabinetry accented by black iron hardware, and a farmhouse sink. New light-toned luxury vinyl plank flooring and fresh paint throughout the walls, doors, and trim create a bright, cohesive feel, complemented by new lighting, ceiling fans, and black iron hardware. The spacious, light-filled living room features a cathedral ceiling and fireplace, creating an inviting heart of the home. The generous primary suite also enjoys a cathedral ceiling and offers a comfortable private retreat. Even the garage has been upgraded with fresh paint and durable epoxy flooring. A new farmhouse-style front door with window and smart lock adds the perfect finishing touch. Outside, enjoy a private lot with room to spread out, expand, and park your recreational toys. Lake Wylie is just a stroll down the road, while Copperhead Island boat launch is only minutes away, making it easy to spend your days boating, fishing, or simply enjoying life near the water. All this, yet conveniently located for an easy commute to Charlotte and close to shopping, dining, and entertainment. Move right in and start enjoying the Lake Wylie lifestyle!

Highlights

Listed by Laura Werb , 704-458-7091 Berkshire Hathaway HomeServices Carolinas Realty , 704-542-1100. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.39

Year Built

1996

County

Mecklenburg

Neighborhood

Woody Point Acres

Listing ID

4420701

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Range, Microwave, Refrigerator
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Living Room
Floor:Vinyl
Above Ground Sq Ft:1716
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Private,Wooded
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Faces Front
Principal Interest
$2,389
Taxes
$271

Home Price

$425,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,388.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,388.51 $270.94 $0.00 $2,659.45
Yearly $28,662.17 $3,251.25 $0.00 $31,913.42
Total $859,865.21 $97,537.50 $0.00 $957,402.71

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T13:51:08.000Z

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