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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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4928 Northcrest St , Claremont, NC 28610
$449,999
Est. Payment: $2,529.01/mo
2 Bed
2 Bath
1690 Sqft
0.17 Acres
Status: under contract-show | Days on site: 35
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Terri Bias
Operator/Brokerage Owner

House Description

This is the Lake Hickory property you’ve been waiting for! Offering some of the best open-water views currently available on Lake Hickory, this unique waterfront home combines incredible lake access, a desirable setting, and outstanding potential as either a full-time residence, vacation getaway, or short-term rental. The home has already received several important updates, including replacement windows, a mini-split system, SS appliances, and a newer roof, making it an even more attractive opportunity for its next owner. The property could easily lend itself to a SHORT TERM RENTAL, providing the potential for additional income while giving you a place to enjoy as your own affordable lake retreat. Inside, the main level features a large living room with oversized windows framing the breathtaking open-water views. A spacious dining room and kitchen offer plenty of room for entertaining, with the kitchen featuring updated cabinetry and countertops. A full bath and versatile flex room on the main level used as a 3RD BEDROOM. Upstairs, you’ll find two generously sized bedrooms, along with a walk-in closet and additional storage. Outside is where this property truly sets itself apart. Enjoy your own private boat launch and an impressive double-decker dock with partial lower-level coverage, providing plenty of room for swimming, boating, fishing, entertaining, and enjoying long summer days on the lake. The property also features a massive garage with tall ceilings, plus two additional carports extending from the garage, an incredible amount of covered space for boats, vehicles, lake toys, workshop space, or storage. Best of all, the home offers a very short, nearly level walk to the water, making lake access exceptionally convenient. And there’s even more to love: no city taxes, no HOA, and no HOA management fees. The septic system has been professionally pumped annually, providing an added benefit for the next owner. Whether you’re looking for a primary residence, a weekend lake escape, or an investment opportunity with short-term rental potential, this property offers a rare combination of open-water views, private lake access, exceptional dock and boat facilities, abundant covered storage, and no HOA or city taxes. Come see why this Lake Hickory waterfront property is such a unique opportunity! SOLD AS-IS. Seller would entertain an offer on nearby property located at 6016 OXFORD SCHOOL RD CLAREMONT for 100K with purchase of the lake property.

Highlights

Listed by Christie Leonard , 828-334-6365 WNC Real Estate at Lake James , 828-439-2548. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.17

Year Built

1958

County

Catawba

Neighborhood

Lake City

Listing ID

4416537

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Gas Range, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Ductless,Electric,Window Unit(s)
Fireplaces:
Floor:Carpet,Linoleum,Tile
Above Ground Sq Ft:1690
Other:
  • ▪ Additional:Storage, Walk-In Closet(s), Other - See Remarks
Water:Well

Exterior Features

Lot:Cleared,Waterfront,Boat Ramp,Dock
Roof:Architectural Shingle
Others:
  • ▪ Additional:Dock - Floating, Other - See Remarks
Sewer:Septic Installed
Parking Features:Detached Carport,Driveway,Attached Garage,Shared Driveway
Principal Interest
$2,529
Taxes
$287

Home Price

$449,999

Loan Details

30 yrs
7.548%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,529.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,529.01 $286.87 $0.00 $2,815.88
Yearly $30,348.12 $3,442.49 $0.00 $33,790.61
Total $910,443.49 $103,274.77 $0.00 $1,013,718.26

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Claremont, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-10-14T09:50:06.000Z

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