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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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999 N O'neil St , Clayton, NC 27520
$574,900
Est. Payment: $2,944.92/mo
3 Bed
3 Bath
2757 Sqft
Status: active with contingency | Days on site: 18
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Rare opportunity to own a beautifully updated all-brick home on 4 private wooded acres with no HOA and no restrictive covenants. Relax on the covered front porch overlooking peaceful wooded views, or unwind on the rear screened porch with beadboard ceiling, ceiling fan, and an adjoining deck. Inside, you'll find quality finishes throughout including a shiplap-surround electric fireplace, crown molding, chair rail, wainscoting, and abundant natural light. The remodeled kitchen features granite countertops, white shaker cabinetry, a large peninsula with breakfast bar, tile backsplash, a stainless farmhouse sink, abundant cabinet space, and newer stainless appliances. A spacious laundry room offers built-in cabinetry with granite countertops and a laundry sink. The main level features a large guest bedroom featuring a charming bay window with window seat and crown molding, and a guest bathroom upgraded with a granite dual vanity. The main-level primary suite features a large walk-in closet with natural light, and a stylish barn door. The primary bathroom features granite dual vanities, a tiled walk-in shower with bench, and a barn door for privacy. The primary suite has its own access to the screened in back porch to enjoy your morning coffee. Upstairs, entertain in the incredible bonus room complete with a kitchenette, wet bar, and shiplap accents. The upstairs bedroom is generously sized with multiple closets and tons of storage. Recent updates include a new roof (2025), first-floor HVAC (2020), two water heaters (2023), new stove and dishwasher (2026), and garage door opener (2026). Enjoy the best of country living with convenient access to Sam's Branch Greenway, the Clayton River Walk on the Neuse, downtown Clayton, shopping, dining, and major employers. In addition, our preferred lender is offering up to 1% in lender credit, which can be applied toward closing costs or to help reduce the interest rate.

Highlights

Listed by Samara Presley , 919-883-7451 Smart Choice Realty Company , 919-322-0077. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
4

Year Built

2001

County

Johnston

Neighborhood

Not in a Subdivision

Listing ID

10184814

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Electric Range, Electric Water Heater, Free-Standing Electric Range, Free-Standing Range, Free-Standing Refrigerator, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Water Heater
Air Cond:Ceiling Fan(s),Central Air,Dual,Zoned
Fireplaces:Electric,Glass Doors,Living Room
Floor:Tile,Wood
Above Ground Sq Ft:2757
Below Ground Sq Ft:0
Other:
  • Additional:Bar, Bathtub/Shower Combination, Breakfast Bar, Built-in Features, Ceiling Fan(s), Chandelier, Crown Molding, Double Vanity, Dual Closets, Kitchen Island, Open Floorplan, Recessed Lighting, Separate Shower, Stone Counters, Walk-In Closet(s), Walk-In Shower, Wet Bar, Bonus Room
Water:Public,Well

Exterior Features

Lot:Back Yard
Zoning:RES
Roof:Shingle
Others:
  • Additional:Private Yard, Rain Gutters, Covered, Deck, Enclosed, Front Porch, Porch, Screened
Sewer:Septic Tank
Parking Features:Driveway,Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$2,945
Taxes
$223

Home Price

$574,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$114,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,944.92

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,944.92 $223.43 $0.00 $3,168.34
Yearly $35,339.02 $2,681.12 $0.00 $38,020.14
Total $1,060,170.54 $80,433.60 $0.00 $1,140,604.14

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Clayton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T15:38:14.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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