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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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45 Costa Ct , Clayton, NC 27527
$949,000
Est. Payment: $5,333.41/mo
4 Bed
4 Bath
3851 Sqft
0.71 Acres
Status: active | Days on site: 39
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76598 - 91607
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Terri Bias
Operator/Brokerage Owner

House Description

Nestled on a spacious 0.71-acre homesite in the sought-after equestrian community of Portofino, this meticulously maintained masterpiece perfectly balances sophisticated entertaining with everyday comfort. This impressive 4-bedroom, 4-bath home provides nearly 3,900 square feet of thoughtfully designed living space with a versatile floor plan suited for both everyday living and entertaining. The heart of the home is an expansive main-level open floor plan, showcased by a striking exposed-beam ceiling and rich hardwood floors. A chef-inspired kitchen features premium granite countertops, a massive eat-in island, a walk-in pantry, and a sunlit dining nook—seamlessly complemented by a wet bar that doubles as a butler's pantry. Retreat to the main-level primary suite, a private sanctuary boasting separate vanities, a soaking tub, a tiled shower, and a fashion-forward walk-in closet. A second main-level bedroom suite provides excellent flexibility for guests, an office, or a nursery. Upstairs, two additional bedroom suites accompany a massive bonus room and a large unfinished storage oasis guaranteed to make any hobbyist drool. Tray ceilings, built-in bookcases, and thoughtful architectural details add character throughout the home. Outdoor living is elevated by a variety of decks, including a welcoming front porch to greet guests and neighbors, a serene screened-in back deck to enjoy your morning coffee and evening wine, and the newly added open-air entertaining deck for social gatherings. The home's smart design features a side-load, two-car attached garage with a convenient pedestrian door and abundant storage. Best of all, you can embrace true energy independence with a premium 7kW solar panel system, backed by a transferable manufacturer warranty, which delivers ultra-low energy bills and massive yearly savings. Meticulously maintained grounds are accentuated by professional landscape lighting. Enjoy both enhanced security and resort-style ambiance that elegantly illuminates the grand entryway, mature trees, and stone walkways. The expansive lot offers plenty of room to enjoy the privacy and tranquility of the setting, complete with a hidden fire pit tucked away in the trees. As a resident of the Portofino community, you'll gain access to world-class amenities, including premier equestrian facilities, multiple resort-style swimming pools, clubhouses, and miles of pristine nature trails. Enjoy the perfect balance of secluded luxury and suburban convenience, with Clayton's best shopping, dining, and major roadways just minutes away—all with no city taxes!

Highlights

Listed by Jennifer Quintero , DASH Carolina , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.71

HOA Fee

175 Monthly

Year Built

2014

County

Johnston

Neighborhood

Portofino

Listing ID

10191029

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Air Cond:Ceiling Fan(s),Central Air,Dual,Heat Pump,Zoned
Fireplaces:Gas Log,Living Room,Prefabricated
Floor:Carpet,Hardwood,Tile
Above Ground Sq Ft:3851
Water:Public

Exterior Features

Garage Capacity:6
Zoning:RAG
Roof:Architectural Shingle
Others:
  • ▪ Additional:Covered, Deck, Front Porch, Screened
Sewer:Septic Tank
Parking Features:Two Car Garage,Garage,Attached Garage
Principal Interest
$5,333
Taxes
$605
HOA
$175

Home Price

$949,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$189,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,333.41

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,333.41 $604.99 $175.00 $6,113.40
Yearly $64,000.95 $7,259.85 $2,100.00 $73,360.80
Total $1,920,028.42 $217,795.50 $63,000.00 $2,200,823.92

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Clayton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T14:02:08.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina