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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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245 Stephens Timberline View , Clayton, NC 27520
$395,000
Est. Payment: $2,023.38/mo
4 Bed
3 Bath
2018 Sqft
Status: active | Days on site: 9
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Located on an expansive 0.44-acre lot in Clayton's sought-after Stephens Ridge community, this spacious 2,049-square-foot home at 245 Stephens Timberline View offers the perfect blend of modern luxury and functional main-floor living for $395,000. The open-concept design features a gourmet kitchen with granite countertops, stainless steel appliances, and a massive center island that flows seamlessly into the bright living areas. The desirable first-floor primary suite provides ultimate privacy with its dual vanity, walk-in shower, and spacious walk-in closet. Upstairs, the residence offers exceptional versatility with two additional bedrooms—both equipped with walk-in closets—a large loft, a flexible bonus room ideal for a home office, and extensive walk-in attic storage. Combining a peaceful suburban lifestyle with easy access to downtown Clayton's dining, shopping, and trails, this 3-bedroom, 2.5-bathroom property is an exceptional real estate opportunity.
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Highlights

Listed by Margaret McPhail , 919-523-0470 Mark Spain Real Estate , 770-886-9000. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential
Lot/Acreage
0.44

HOA Fee

360 Annually

Year Built

2022

County

Johnston

 Neighborhood

Stephens Ridge

Listing ID

10186680

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Microwave, Refrigerator
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:
Floor:Carpet,Laminate,Vinyl
Above Ground Sq Ft:2018
Below Ground Sq Ft:0
Other:
  • ▪ Additional:Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Room Over Garage, Separate Shower, Tray Ceiling(s), Walk-In Closet(s), Walk-In Shower, Water Closet
Water:Public

Exterior Features

Lot:Back Yard,Level
Roof:Shingle
Others:
  • ▪ Additional:Deck, Front Porch, Porch
Sewer:Septic Tank
Parking Features:Driveway
Principal Interest
$2,023
Taxes
$204
HOA
$360

Home Price

$395,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$79,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,023.38

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,023.38 $203.58 $360.00 $2,586.97
Yearly $24,280.59 $2,443.00 $4,320.00 $31,043.59
Total $728,417.75 $73,290.00 $129,600.00 $931,307.75

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Clayton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T13:40:36.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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