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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1086 Shinnville Rd , Cleveland, NC 27013
$1,075,000
Est. Payment: $6,041.54/mo
3 Bed
3 Bath
2229 Sqft
14.82 Acres
Status: active | Days on site: 11
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Terri Bias
Operator/Brokerage Owner

House Description

Experience the space and privacy of country living without giving up access to the Lake Norman region and greater Charlotte area. Located on the Iredell County side of Cleveland, this 14.82-acre property offers a peaceful rural setting within reach of Statesville, Mooresville, Lake Norman, Salisbury and Charlotte. A long driveway leads beyond neighboring properties to the one-story basement home, creating a private setting well removed from the main road. The main level offers 3 bedrooms and 2 full baths and was extensively renovated in 2022 with new LVP flooring, an updated kitchen featuring new cabinetry and appliances, and a renovated primary bath. A Florida room completed by Carolina Conversions within the past three years provides additional year-round living space overlooking the property. Downstairs, nearly 1,400 square feet of partially finished walkout basement space includes a bonus room and full bath, with additional space for recreation, hobbies, a home gym, workshop or future expansion. Outdoors, a large in-ground pool enclosed by black metal fencing creates an inviting place to relax and entertain. The approximately 45' x 60' barn includes 3 stalls and hay storage, complemented by pasture for horses or other animals. The former pond footprint presents another unique opportunity: restore the pond or reimagine the area as a riding arena, recreational space, private range, or ATV/dirt-bike area. For those seeking acreage and a quieter way of life while remaining connected to the conveniences and destinations of the Lake Norman and Charlotte regions, 1086 Shinnville Road offers a rare combination of privacy, versatility and location. Preferred lender offering .5% Rate BUYDOWN on first year of Conventional Loan through 12/31/26.

Highlights

Listed by Sheena Shaw , 910-795-9613 EXP Realty LLC Mooresville , 336-398-3824. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
14.82

Year Built

2004

County

Iredell

Neighborhood

None

Listing ID

4427384

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Refrigerator with Ice Maker
Air Cond:Central Air,Electric
Fireplaces:Gas Log,Gas Unvented,Propane
Floor:Tile,Vinyl
Above Ground Sq Ft:2228
Below Ground Sq Ft:1
Basement:Basement Garage Door,Exterior Entry,Interior Entry,Partially Finished,Storage Space,Unfinished,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Attic Other, Master on Main
Water:Well

Exterior Features

Lot:Creek Front,Pasture,Pond(s),Private,Wooded
Zoning:RA
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Basement

Open House

Upcoming Open Houses
Saturday 11:00 am - 2:00 pm Oct 17
Principal Interest
$6,042
Taxes
$685

Home Price

$1,075,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$215,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,041.54

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,041.54 $685.31 $0.00 $6,726.85
Yearly $72,498.44 $8,223.75 $0.00 $80,722.19
Total $2,174,953.17 $246,712.50 $0.00 $2,421,665.67

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Cleveland, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T13:51:08.000Z

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