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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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65 Spencer St , Clyde, NC 28721
$219,900
Est. Payment: $1,126.44/mo
3 Bed
2 Bath
1250 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Tucked into the heart of Clyde, NC, this renovated 3-bedroom, 2-bathroom home offers peaceful mountain living just minutes from Lake Junaluska and the Pigeon River — with downtown Asheville only 30 minutes away. Taken down to the studs and rebuilt after Hurricane Helene, this home features all-new electrical, drywall, insulation, LVP flooring, paint, water heater, garage door, and a ductless mini-split system for year-round comfort. Freshly painted and move-in ready! The main level sits above a two-car garage at street level, with an open, vaulted living area, a modernized kitchen, and a dedicated dining space that flows effortlessly into the living room. The primary suite and two additional bedrooms offer comfortable, versatile space, while the private deck overlooks a level, spacious yard — ideal for gardening, recreation, or simply relaxing in the quiet of the Smokies. Outdoor lovers will appreciate direct proximity to the Pigeon River for kayaking, canoeing, and fishing, plus easy access to Lake Junaluska's 200-acre recreational waters and the scenic drives and hiking trails of the Blue Ridge Parkway. Less than 15 minutes to Waynesville, a few minutes to Canton, and 30 minutes to Asheville, this location puts all of Western North Carolina within easy reach. With no rental restrictions, this home is equally well-suited as a full-time residence or an investment property — a rare opportunity to own a move-in-ready mountain home in one of WNC's most desirable pockets. Offer Deadline @ noon on 8/25
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Highlights

Listed by Jason Brodsky , 828-490-1510 EXP Realty LLC , 888-584-9431. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.2

Year Built

1985

County

Haywood

 Neighborhood

Brookfield

Listing ID

4415325

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater, Microwave, Refrigerator
Air Cond:Ceiling Fan(s),Ductless
Fireplaces:
Floor:Vinyl
Above Ground Sq Ft:1250
Below Ground Sq Ft:0
Basement:Basement Garage Door,Full,Interior Entry,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Breakfast Bar, Open Floorplan, Storage, Master on Main
Water:City

Exterior Features

Lot:Cleared,Level
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Basement,Driveway,Garage Faces Front
Principal Interest
$1,126
Taxes
$140

Home Price

$219,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$43,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,126.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,126.44 $140.19 $0.00 $1,266.62
Yearly $13,517.22 $1,682.24 $0.00 $15,199.46
Total $405,516.62 $50,467.05 $0.00 $455,983.67

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Clyde, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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