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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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225 Fines Creek Rd , Clyde, NC 28721
$550,000
Est. Payment: $3,091.02/mo
4 Bed
3 Bath
3423 Sqft
7.5 Acres
Status: under contract-no show | Days on site: 8
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NCM600 - R45579,tho5860
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Terri Bias
Operator/Brokerage Owner

House Description

Imagine the possibilities at this spacious Fines Creek retreat, where approximately 7.5 acres, nearly 1,000 feet of creek frontage and an estimated six acres of level pasture create the foundation for a mini farm, homestead or peaceful mountain getaway. From the wraparound porch, enjoy surrounding mountain views and the soothing sound of the creek, all just 10 minutes from I-40. The log-sided home offers approximately 3,423 square feet of heated living area, plus nearly 2,000 square feet of unfinished basement space. Inside, a light-filled great room welcomes gathering and relaxation. The kitchen features a gas range, downdraft ventilation and select new appliances onsite awaiting installation. A breakfast nook, separate dining area, den and library provide flexible spaces for everyday living, working and entertaining. The main-level primary suite includes a bath with a double vanity, soaking tub and spacious walk-in shower. Upstairs, an open loft connects three additional bedrooms and a full bath. Renovations were started but are currently paused, offering the next owner an opportunity to complete the remaining work and add personal style. Plumbing work must be completed before water service can be restored, and the water is currently turned off. The pasture also requires cleanup and removal of miscellaneous items. With its generous living space, usable acreage, creek frontage and inviting mountain setting, this property is ready for someone with vision to bring its full potential to life.

Highlights

Listed by Dwayne Bolt , 828-808-9062 and Thomas Mallette , 828-808-9062 Better Homes and Gardens Real Estate Heritage , 828-926-5200. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
7.5

Year Built

2008

County

Haywood

Neighborhood

None

Listing ID

4412201

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Ceiling Fan(s),Central Air,Electric,Heat Pump,Zoned
Fireplaces:
Floor:Carpet,Tile,Vinyl,Wood
Above Ground Sq Ft:3423
Basement:Bath/Stubbed,Full,Interior Entry,Storage Space,Unfinished
Other:
  • ▪ Additional:Attic Stairs Pulldown, Storage, Walk-In Closet(s), Master on Main
Water:Well

Exterior Features

Lot:Cleared,Creek Front,Crops,Flood Fringe Area,Green Area,Level,Open Lot,Pasture,Private,Creek/Stream,Views
Roof:Metal
Sewer:Private Sewer
Parking Features:Driveway
Principal Interest
$3,091
Taxes
$351

Home Price

$550,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,091.02

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,091.02 $350.63 $0.00 $3,441.64
Yearly $37,092.22 $4,207.50 $0.00 $41,299.72
Total $1,112,766.74 $126,225.00 $0.00 $1,238,991.74

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Clyde, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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