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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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295 Penland St , Clyde, NC 28721
$560,000
Est. Payment: $2,868.59/mo
5 Bed
3 Bath
2510 Sqft
Status: active | Days on site: 16
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to this beautifully crafted 2025-built 5-bedroom, 3-bathroom home in the heart of Clyde, NC, just 5 minutes from I-40, offering the perfect blend of convenience and peaceful mountain living. Step inside to an inviting open-concept floor plan featuring 16-foot vaulted ceilings in the main living area. French doors and expansive windows also fill the main living area and kitchen with abundant natural light, creating a bright and welcoming space for everyday living and entertaining. The beautifully designed kitchen features granite countertops, a large island, and quality finishes throughout, including the pine tongue and groove ceiling that runs from the kitchen to the living room. Step through those beautiful French doors onto the covered back porch overlooking the gently sloping backyard and garden beds, where you can relax and enjoy the beauty of every season in Western North Carolina. Warm wood trim throughout the home enhances its inviting mountain charm while complementing the home's modern craftsmanship. On the main-level you will find the primary suite offers the ease of one-level living with a spacious walk-in closet and a private en-suite bathroom. You will also find two additional bedrooms and a full bathroom, providing plenty of space for family or guests. Just off the main entrance, the conveniently located mudroom/laundry room adds everyday functionality. The finished basement boasts impressive 10-foot ceilings and offers a versatile second living area that is perfect for a family room, recreation space, home office, or guest retreat. Two additional bedrooms and a full bathroom complete the basement level, while direct access to the backyard creates a seamless indoor-outdoor living experience. Designed with comfort, style, and functionality in mind, this exceptional home offers quality finishes, a thoughtfully designed layout, and an unbeatable location. Don't miss your opportunity to own this beautiful home and enjoy everything mountain living has to offer. The house is located 15 minutes from downtown Waynesville, 32 minutes from downtown Asheville, and 30 minutes from the Town of Sylva.

Highlights

Listed by Madison Rogers , 828-342-4845 CENTURY 21 Mountain Lifestyles , 828-575-9002. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.39

Year Built

2025

County

Haywood

Neighborhood

None

Listing ID

4401322

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator with Ice Maker, Washer/Dryer
Air Cond:Central Air,Heat Pump
Fireplaces:
Floor:Concrete,Linoleum,Vinyl
Above Ground Sq Ft:1275
Below Ground Sq Ft:1235
Basement:Exterior Entry,Finished,Interior Entry,Walk-Out Access
Other:
  • Additional:Open Floorplan, Walk-In Closet(s), Master on Main
Water:City

Exterior Features

Sewer:Public Sewer
Parking Features:Driveway,Parking Space(s)
Principal Interest
$2,869
Taxes
$357

Home Price

$560,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$112,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,868.59

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,868.59 $357.00 $0.00 $3,225.59
Yearly $34,423.12 $4,284.00 $0.00 $38,707.12
Total $1,032,693.52 $128,520.00 $0.00 $1,161,213.52

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Clyde, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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