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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1858 Trotting Cir NW , Concord, NC 28027
$1,425,000
Est. Payment: $7,355.41/mo
4 Bed
4 Bath
3562 Sqft
Status: Active | Days on site: 22
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Terri Bias
Operator/Brokerage Owner

House Description

Don’t miss this exceptional Classica Homes property in Concord’s highly sought-after Granary Oaks neighborhood. Loaded with upgrades and situated on one of the community’s premier lots, this home offers an outstanding open floor plan, elevated finishes, and an incredible outdoor living space overlooking a wooded backdrop. Step inside to beautiful hardwood floors throughout the home, creating a seamless, sophisticated feel with no carpet. The spacious great room features 13-foot vaulted ceilings and a cozy fireplace, flowing effortlessly into the high-end kitchen. The kitchen boasts quartz countertops, an oversized center island, beautiful light fixtures, and thoughtful details throughout. The main-level primary suite is a true retreat, featuring a gorgeous bathroom and a large walk-in closet with custom built-ins. A dedicated first-floor office with French doors provides the perfect work-from-home space. Plantation shutters, dimmer switches, and designer lighting add style and functionality throughout. The exceptional outdoor living space is designed for year-round enjoyment. Relax or entertain on the oversized screened porch, complete with separate sitting and dining areas, skylights, a natural gas line for outdoor grilling, and three motorized screens. Beyond the porch, enjoy your private heated saltwater pool and spa, complete with a stunning waterfall feature. Upstairs offers incredible flexibility with an oversized bonus room that can also serve as a fourth bedroom, plus two additional bedrooms, each with its own ensuite bathroom and walk-in closet. A dedicated storage room and tech space provide even more functionality. Additional highlights include an oversized three-car garage with epoxy flooring, full-yard irrigation, wired landscape uplighting, extensive landscaping, CAT6 ethernet wiring throughout, and perimeter POE security wiring. The home also features three-zone climate control with Nest thermostats, along with a transferable termite bond and roof warranty. Enjoy the privacy of this premium homesite tucked at the back of the neighborhood and backing up to woods. Located less than a mile from Cox Mill Elementary and Cox Mill High School, this beautifully upgraded home combines luxury, functionality, privacy, and an exceptional location. A truly special opportunity to own a meticulously designed and maintained Classica Homes property in Granary Oaks!

Highlights

Listed by Tom Palmer , 704-307-7475 Terra Vista Realty , 704-780-1448. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.29

HOA Fee

850 Semi-Annually

Year Built

2020

County

Cabarrus

Neighborhood

Granary Oaks

Listing ID

4415548

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Gas Range, Microwave, Oven, Plumbed For Ice Maker
Air Cond:Central Air
Fireplaces:
Above Ground Sq Ft:3562
Below Ground Sq Ft:0
Other:
  • Additional:Attic Stairs Pulldown, Open Floorplan, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:County Water

Exterior Features

Others:
  • Additional:Hot Tub, In-Ground Irrigation
Sewer:County Sewer
Parking Features:Attached Garage
Principal Interest
$7,355
Taxes
$908
HOA
$850

Home Price

$1,425,000

Loan Details

30 yrs
6.699%

Down Payment

20%
$285,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,355.41

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,355.41 $908.44 $850.00 $9,113.85
Yearly $88,264.95 $10,901.25 $10,200.00 $109,366.20
Total $2,647,948.60 $327,037.50 $306,000.00 $3,280,986.10

Today's Rates

30 Year

6.7%

20 Year

6.55%

15 Year

6.05%

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Market insight data is pulled from the same city as the listing being viewed (Concord, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-09-12T22:27:07.000Z

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