Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

1078 River Haven Ave SW , Concord, NC 28025
$389,900
Est. Payment: $1,997.26/mo
3 Bed
3 Bath
2123 Sqft
Status: active | Days on site: 4
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

Like-new feel at one of the most competitive price points in Haven at Rocky River. Built in 2021 and meticulously maintained by its original owner, this move-in-ready Concord home offers 2,123 sq ft, 3 bedrooms plus an oversized loft and 2.5 baths all the space of newer construction without the wait. The main-level primary suite includes a walk-in closet, with laundry also conveniently located on the main floor for everyday ease. The open kitchen, dining, and living areas are designed for connection, featuring an oversized island, quartz countertops, white cabinetry, stainless steel appliances, LVP flooring, updated lighting, and designer finishes throughout. Upstairs, two additional bedrooms and a large loft provide flexible space for a home office, media room, playroom, gym, or second living area. Four-panel sliding glass doors bring in abundant natural light and open to a fenced backyard with extended patio, creating an easy indoor-outdoor flow for relaxing or entertaining. An attached two-car garage and ample storage add everyday convenience. Prime Concord location with quick access to Hwy 601 and NC-49, minutes to Downtown Concord dining, shopping, and services, and an easy connection to the greater Charlotte metro for commuting and entertainment. At just five years old and thoughtfully upgraded throughout, this home stands out for its space, condition, location, and value. May qualify for 100% financing with preferred lender for qualified buyers. If you’ve been comparing new construction and homes under $400K in the Charlotte area, this one is a must-see.

Highlights

Listed by Bre Gaither , 980-689-8458 and Latosha Kennedy , 980-689-8458 BG Luxe Realty , 980-689-8458. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

556.98 Annually

Year Built

2021

County

Cabarrus

Neighborhood

Haven at Rocky River

Listing ID

4415097

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Range, Microwave, Oven
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Vinyl
Above Ground Sq Ft:2123
Below Ground Sq Ft:0
Other:
  • Additional:Attic Stairs Pulldown, Master on Main
Water:City

Exterior Features

Sewer:Public Sewer
Parking Features:Attached Garage
Principal Interest
$1,997
Taxes
$249
HOA
$557

Home Price

$389,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$77,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,997.26

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,997.26 $248.56 $556.98 $2,802.80
Yearly $23,967.10 $2,982.74 $6,683.76 $33,633.59
Total $719,012.86 $89,482.05 $200,512.80 $1,009,007.71

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Concord, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS