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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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7315 Mill Ruins Ave SW , Concord, NC 28025
$423,500
Est. Payment: $2,380.08/mo
4 Bed
3 Bath
2400 Sqft
0.17 Acres
Status: under contract-show | Days on site: 52
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3728 - 35684
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Terri Bias
Operator/Brokerage Owner

House Description

Lowest priced 4 bedroom home in The Mills at Rocky River! A renovated kitchen, new main-level flooring, a fenced backyard, and a covered patio are the projects most buyers plan to tackle after closing. Here they are already finished, in a well maintained 2017 home in one of Concord's most popular master-planned communities. The kitchen was redone, not just refreshed: leathered natural stone countertops, new solid wood 48" cabinetry, new backsplash, new large work station sink, range, and dishwasher. The oversized island is one uninterrupted stretch of counter with no sink or cooktop in it, so the whole surface is open for prep, seating, or serving. The kitchen opens to the living room and morning room, and new LVP runs through all of it. The front room works as a formal dining room today and converts to a home office, second living area, or playroom with different furniture. Upstairs are all four bedrooms, including an impressively spacious primary suite, with a separate garden tub/shower in the bathroom. The secondary bedrooms are all generously sized, each having a ceiling fan. The large laundry room is on the same level and has its own storage closet. The backyard is fully fenced and the patio is covered, which makes it usable in July heat and a passing rain, not just on perfect days. The lot extends past the fence and is outlined with trees for more backyard privacy. Outdoor furniture, a fire pit, a dog that lets itself out. All of it works from day one. The Mills at Rocky River offers a pool, clubhouse, playgrounds, fitness center, and walking trails, and it has something most Cabarrus County neighborhoods do not: schools inside the community, plus a gas station and convenience store. NC-49 and I-85 put Harrisburg, downtown Concord, Concord Mills, and uptown Charlotte within an easy commute.

Highlights

Listed by Kim Drakulich , 704-778-6959 Real Broker, LLC , 855-450-0442. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

230 Quarterly

Year Built

2017

County

Cabarrus

Neighborhood

The Mills at Rocky River

Listing ID

4414365

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Range, Gas Water Heater, Microwave, Tankless Water Heater
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Tile,Vinyl
Above Ground Sq Ft:2400
Other:
  • ▪ Additional:Attic Stairs Pulldown
Water:City

Exterior Features

Zoning:PUD
Sewer:Public Sewer
Parking Features:Attached Garage
Principal Interest
$2,380
Taxes
$270
HOA
$230

Home Price

$423,500

Loan Details

30 yrs
7.548%

Down Payment

20%
$84,700
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,380.08

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,380.08 $269.98 $230.00 $2,880.07
Yearly $28,561.01 $3,239.77 $2,760.00 $34,560.79
Total $856,830.39 $97,193.25 $82,800.00 $1,036,823.64

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Concord, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T11:50:06.000Z

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