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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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441 Claymont St SE , Concord, NC 28025
$649,000
Est. Payment: $3,647.40/mo
4 Bed
3 Bath
4413 Sqft
0.5 Acres
Status: active | Days on site: 145
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Terri Bias
Operator/Brokerage Owner

House Description

Main-level living, a fully finished walkout lower level, and an address longtime Concord locals know well. If you know Concord, you know Winecoff Hills. Just outside Historic Downtown, this established neighborhood of quiet, hilly streets, mature trees, and substantial brick homes has been part of the fabric of Concord for generations. It is the neighborhood many who grew up here hope to come home to, and it is close enough to walk downtown for coffee, dinner, shopping, the library, the bookstore, the wine bar, and more. 441 Claymont is an all-brick 1965 ranch with a piece of Concord history of its own: it was originally built as the parsonage for First Baptist Church of Concord, and the original blueprints convey with the home. The main floor offers 4 bedrooms and 2 full baths, original red oak hardwood floors, a living room with a gas log fireplace, generous gathering spaces, and an oversized kitchen with abundant cabinetry, counter space, and room to make it your own. Downstairs is where the possibilities open up. The fully finished walkout lower level has normal ceiling height, two sets of exterior French doors, a full bath, a second gas log fireplace, a large second living area, an office/library with built-in shelving, and an updated wet bar with granite counters. It is a level that adapts as life does: a guest retreat, home office or business space, playroom, media room, gym, studio, hobby room, or a second place to gather when the house is full. In all, the home offers 4 bedrooms and 3 full baths across two finished levels. Outside, the large private backyard offers two patio areas, including a newer patio, mature trees, a storage shed, and plenty of room to enjoy the property. And there is NO HOA. A classic ranch upstairs, a finished walkout level below, and a neighborhood that has stood the test of time. Watch the video tour, review the floor plan, and come see why Winecoff Hills remains one of Concord's most sought-after addresses. Same-day showings welcome. https://www.asteroommls.com/pviewer?hideleadgen=1&token=WPLeCG0OeUaCpCy1WfQ8Cw

Highlights

Listed by Jenny Dabbs , 704-305-6105 Southern Homes of the Carolinas, Inc , 704-896-2000. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.5

Year Built

1965

County

Cabarrus

Neighborhood

Winecoff Hills

Listing ID

4381482

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Exhaust Hood, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Gas Log,Living Room,Other - See Remarks
Above Ground Sq Ft:3013
Below Ground Sq Ft:1400
Basement:Exterior Entry,Interior Entry,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Sewer:Public Sewer
Parking Features:Basement,Attached Garage
Principal Interest
$3,647
Taxes
$414

Home Price

$649,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,647.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,647.40 $413.74 $0.00 $4,061.14
Yearly $43,768.82 $4,964.85 $0.00 $48,733.67
Total $1,313,064.75 $148,945.50 $0.00 $1,462,010.25

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Concord, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-10-14T11:50:06.000Z

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