Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

104 Rivercliff Dr W , Connelly Springs, NC 28612
$1,100,000
Est. Payment: $5,634.74/mo
3 Bed
4 Bath
3226 Sqft
Status: active with contingency | Days on site: 53
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

Welcome to your lakefront retreat in Harbor Ridge, where peaceful waterfront living meets a true sense of community. Nestled in a quiet cove with your own private floating dock, while still enjoying beautiful main channel views, this one-owner custom home offers the best of both worlds—calm water, exceptional scenery, and lake views from most rooms in the home. Located on beautiful Lake Rhodhiss, you'll enjoy miles of shoreline perfect for boating, fishing, kayaking, paddleboarding, or simply soaking in the peaceful surroundings. Craftsmanship shines throughout, from the handmade vintage leaded glass front entry created by Asheville's Bender Gallery to the custom maple stair and fireplace mantel accents, milled from trees harvested right from the property. Thoughtfully designed by the original owners with no wasted space, the home has a desirable main-level living layout with beautiful hardwood floors and inviting gathering spaces. This home features three bedrooms, plus a spacious bonus room above the garage with its own en suite bathroom. The finished basement provides an ideal guest or in-law suite, complete with two bedrooms, a full bath, and a separate living area—offering family and guests plenty of space and privacy. Enjoy the warmth and charm of two fireplaces, including a gas fireplace in the main living area and a wood-burning fireplace with a gas starter in the downstairs living room. The property also includes an adjoining lot, offering valuable flexibility for the future. Whether used as additional privacy and green space, held as a long-term investment, potentially resold, or envisioned as a future homesite for family, this additional land adds both opportunity and value to an already exceptional property. And in the meantime you'll enjoy exceptional privacy, gardens with something blooming throughout the seasons, fruit trees and berry bushes, plus multiple outdoor entertaining areas. The three-season sunroom/screened porch feels like a treehouse overlooking the lake, making it the perfect place to unwind. Harbor Ridge is known for its welcoming community, where neighbors wave as they pass and residents enjoy amenities including a community pavilion, lake access, and boat/RV storage. Best of all, you're conveniently located about an hour from Charlotte, Asheville, and Boone, giving you easy access to healthcare, groceries, restaurants, and the picturesque Valdese Lakeside Park—all while enjoying the peaceful lake lifestyle every day. This is a home where thoughtful design, timeless craftsmanship, and an incredible setting come together to create something truly special.

Highlights

Listed by Shawn Yambor , 828-851-0145 and Brittany Scott , 828-851-0145 Weichert, Realtors - Team Metro , 828-304-1000. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
2.58

HOA Fee

625 Annually

Year Built

2010

County

Burke

Neighborhood

Harbor Ridge

Listing ID

4397870

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Exhaust Fan, Gas Oven, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Tankless Water Heater, Washer/Dryer
Air Cond:Central Air,Ductless
Fireplaces:Den,Living Room
Floor:Tile,Vinyl,Wood
Above Ground Sq Ft:2108
Below Ground Sq Ft:1118
Basement:Basement Shop,Daylight,Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access
Other:
  • Additional:Central Vacuum, Kitchen Island, Open Floorplan, Walk-In Closet(s), Wet Bar, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Orchard(s),Private,Wooded,Views,Waterfront,Dock
Others:
  • Additional:Dock - Floating
Sewer:Septic Installed
Parking Features:Attached Garage
Principal Interest
$5,635
Taxes
$701
HOA
$625

Home Price

$1,100,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$220,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,634.74

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,634.74 $701.25 $625.00 $6,960.99
Yearly $67,616.84 $8,415.00 $7,500.00 $83,531.84
Total $2,028,505.12 $252,450.00 $225,000.00 $2,505,955.12

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Connelly Springs, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T16:15:07.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS