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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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221 5th St NE , Conover, NC 28613
$399,900
Est. Payment: $2,247.45/mo
3 Bed
3 Bath
1710 Sqft
0.58 Acres
Status: active | Days on site: 3
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13737 - R58010
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Terri Bias
Operator/Brokerage Owner

House Description

Imagine a home where everyday life feels a little simpler. Enjoy morning coffee while reading a book on the front porch swing, or watch the squirrels and birds while **loved ones** play in the front yard. Take an evening stroll straight from the driveway into downtown, spend afternoons at the parks, churches, splash pads and library, or hop on the golf cart for a ride through the community. On summer days, take the golf cart to the nearby private membership pool—all while living in the heart of Conover with no HOA. This beautifully updated 1,758 sq. ft. home offers a rare combination of updated living, convenience, character and privacy. Step outside and enjoy easy access to downtown recreation, including a nearby gym with a large indoor track, a 24/7 YMCA and plenty of opportunities to stay active. Rock Barn Country Club and its golf amenities are also just a short drive away. Both Walmart and Food Lion are approximately one mile away for quick grocery runs, I-40 is easily accessible, and Valley Hills Mall and the greater Hickory area are just a short drive away—keeping everyday conveniences close to home. Back at home, fresh paint, board-and-batten details and beautiful curb appeal welcome you inside, where skylights, abundant windows and vaulted ceilings create a bright, open indoor-outdoor feeling. Original real hardwood floors and a beautiful fireplace bring warmth, charm and character to the main living space. The thoughtful split-bedroom floor plan places the primary suite on one end of the home for added privacy, with two additional bedrooms and a large Jack-and-Jill bath on the other. A convenient powder room is perfect for visitors, and the primary bath features a newly updated glass shower. New flooring in the bedrooms, bathrooms and laundry area complements the home’s original hardwood. The kitchen is designed for both cooking and connection, featuring KitchenAid appliances, custom deep cabinetry and a huge oversized bar with a cooktop overlooking the living area. Prepare dinner while still being part of the conversation, watching the game or keeping an eye on the **household**. A conveniently located laundry area with a utility sink makes everyday tasks that much easier. Out back, the large deck and fenced yard provide plenty of room for grilling, playing cornhole, letting the pets run, entertaining and making memories with friends. A large storage building with electricity adds valuable usable space, while smart-home features and smart locks provide modern convenience. Perhaps the best feature isn’t something contained within four walls—it’s the lifestyle that comes with the location. A front porch, a cozy fireplace, room to gather, places to and so much of everyday life close to home. This is a place designed for the simple moments that become your favorite memories. Room Dimensions are approximate.

Highlights

Listed by Tracy Dowling , 888-400-2513 Homecoin.com , 888-400-2513. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.58

Year Built

1991

County

Catawba

Neighborhood

Lecho Park

Listing ID

4430937

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Down Draft, Plumbed For Ice Maker, Refrigerator with Ice Maker, Self Cleaning Oven
Air Cond:Central Air
Fireplaces:Living Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:1710
Other:
  • ▪ Additional:Attic Stairs Pulldown, Has Fireplace, Master on Main
Water:City

Exterior Features

Roof:Architectural Shingle
Others:
  • ▪ Additional:Other - See Remarks
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$2,247
Taxes
$255

Home Price

$399,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,247.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,247.45 $254.94 $0.00 $2,502.39
Yearly $26,969.42 $3,059.24 $0.00 $30,028.65
Total $809,082.58 $91,777.05 $0.00 $900,859.63

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Conover, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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