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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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20334 Bethelwood Ln , Cornelius, NC 28031
$3,195,000
Est. Payment: $16,366.35/mo
5 Bed
4 Bath
4694 Sqft
Status: active | Days on site: 10
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to 20334 Bethelwood, a private Lake Norman estate with grandfathered deep-water dock & new pool on 1.5 acres. Wake up each morning to breathtaking lake views from this private waterfront estate, ideally positioned along one of Cornelius’s most desirable streets. Offering 93 feet of updated shoreline, protected deep water & quick access to the open lake, this exceptional property combines the tranquility of a secluded cove with convenient access to Catawba Avenue, I-77 & Uptown Charlotte. A gated entrance opens to an impressive approximately 475-foot tree-lined driveway surrounded by mature landscaping, wooded natural areas & expansive lawns. Nearly $500,000 has been invested in extensive improvements throughout the property, including the new pool & spa, updated shoreline, landscaping & tree work, expanded driveway & parking, irrigation, HVAC systems & other enhancements, creating a truly turnkey Lake Norman estate. Green Giant evergreens provide additional screening near the lake, while a dry creek bed helps manage hillside drainage. New sod, expanded driveway & additional parking further enhance the estate. At the water, paver steps lead directly to the shoreline, beach area & property’s grandfathered covered dock—an increasingly rare Lake Norman feature. The dock includes a floating boat slip with lift, boathouse & covered waterside lounge, all positioned on protected deep water. Its substantial grandfathered footprint offers an opportunity that cannot be replicated under today’s shoreline regulations. Outdoor living spaces were designed for effortless entertaining. Added in 2021, the custom heated saltwater pool & spa overlook the lake & feature travertine coping, spacious paver sun deck & protective pool cover. With the sun rising over the lake & setting behind the home, the pool receives beautiful morning light followed by welcome afternoon & evening shade. A covered Trex deck extends the living space outdoors, while the spa-inspired entertaining area beneath offers generous room for dining & lounging. Ceiling fans, TV connections & speaker wiring make it ideal for lake days, game nights & relaxed evenings with family & friends. Inside, more than 4,600 square feet of custom-built living space includes five bedrooms & four full bathrooms, with lake views from nearly every room. The main level features an inviting great room with stacked-stone wood-burning fireplace, light-filled sunroom & spacious kitchen with center island. Luxury vinyl plank flooring has been added in the main-level bedrooms & throughout the finished walkout lower level. The lower level provides flexible space for recreation, entertaining or multigenerational living, along with a second wood-burning fireplace & direct access to the backyard, pool & lake. A neutral interior palette creates a bright, updated backdrop ready for any style. The home has been meticulously maintained & thoughtfully improved, with dual HVAC systems replaced in 2020 & 2023, two refrigerators, dishwasher, washer & dryer, & upgraded lake-fed irrigation system with new high-capacity pump powerful enough to support an additional front-yard zone. Additional features include a charming storage shed with electricity & city sewer, plus water lines already installed for a future city-water connection, pending meter installation & final connection. With no HOA, exceptional privacy, heated pool & spa, extensive outdoor living areas, grandfathered deep-water dock & convenient I-77 access, this property offers a Lake Norman lifestyle increasingly difficult to find. Enjoy it as-is, or make it the foundation for a one-of-a-kind forever home on a waterfront lot that simply cannot be duplicated. Once-in-a-generation lakefront properties like this rarely reach the market. This is the one.

Highlights

Listed by Anita Sabates , 704-562-2515 Howard Hanna Allen Tate Lake Norman , 704-896-8283. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.51

Year Built

1987

County

Mecklenburg

Neighborhood

Bethelwood Estates

Listing ID

4409057

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Dryer, Electric Cooktop, Refrigerator, Wall Oven, Washer
Air Cond:Central Air
Fireplaces:Great Room,Recreation Room
Floor:Carpet,Parquet,Tile,Vinyl
Above Ground Sq Ft:2919
Below Ground Sq Ft:1775
Basement:Finished,Storage Space,Walk-Out Access
Other:
  • Additional:Kitchen Island, Storage, Walk-In Closet(s), Has Fireplace
Water:Well

Exterior Features

Lot:Waterfront,Boat Lift,Covered structure,Dock,Pier
Zoning:GR
Others:
  • Additional:Dock - Floating, In-Ground Irrigation
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$16,366
Taxes
$2,037

Home Price

$3,195,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$639,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$16,366.35

Principal

Taxes

Principal Taxes HOA Total
Monthly $16,366.35 $2,036.81 $0.00 $18,403.16
Yearly $196,396.18 $24,441.75 $0.00 $220,837.93
Total $5,891,885.34 $733,252.50 $0.00 $6,625,137.84

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Cornelius, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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