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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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20845 Lagoona Dr , Cornelius, NC 28031
$1,399,900
Est. Payment: $7,170.97/mo
3 Bed
3 Bath
2327 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Experience exceptional Lake Norman waterfront living in the heart of Cornelius with this beautifully remodeled home situated on a private, landscaped half-acre lot offering direct water access, a private pier with floating dock, and a dedicated boat slip. A charming covered front porch welcomes you into a thoughtfully designed interior where hardwood floors, abundant natural light, and picturesque water views create an inviting yet refined atmosphere. The beautifully updated kitchen features quartz countertops, stainless steel appliances, generous workspace, and an impressive walk-in pantry with custom shelving, while the adjoining Great Room showcases soaring vaulted ceilings, a wood-burning fireplace, and captivating views of Lake Norman. The spacious main-level primary suite provides a peaceful retreat with a private ensuite bath, while a second main-level bedroom and full bath offer comfortable accommodations for family or guests. Upstairs, an additional bedroom, full bath, and versatile flex space with storage provide endless possibilities for a home office, bonus room, media space, or private guest retreat. Outdoor living is equally impressive with two spacious decks overlooking the beautifully landscaped, fenced backyard, offering plenty of room for entertaining, recreation, pets, or simply relaxing by the water. Follow the backyard to your private pier and floating dock, where your boat slip makes it effortless to enjoy days cruising Lake Norman and evenings spent taking in the waterfront setting. A detached one-car garage is conveniently positioned at the rear of the property with its own driveway access and additional storage potential. Combining an extraordinary waterfront lifestyle with one of Cornelius' most desirable locations, this home places you just minutes from Jetton Park, popular restaurants, shopping, entertainment, I-77, medical facilities, and everything the Lake Norman area has to offer—a rare opportunity to enjoy privacy, beautifully updated living spaces, and direct access to the lake without sacrificing everyday convenience.

Highlights

Listed by Matt Sarver , 704-445-9977 Keller Williams Lake Norman , 704-892-5518. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.48

HOA Fee

50 Annually

Year Built

1985

County

Mecklenburg

Neighborhood

Biscayne Park

Listing ID

4417083

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Exhaust Fan, Oven, Plumbed For Ice Maker, Self Cleaning Oven
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Great Room,Wood Burning
Floor:Tile,Wood
Above Ground Sq Ft:2327
Below Ground Sq Ft:0
Other:
  • Additional:Built-in Features, Open Floorplan, Storage, Walk-In Pantry, Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Wooded,Waterfront,Dock,Pier
Zoning:GR
Sewer:Septic Installed
Parking Features:Basement,Detached Garage,Parking Space(s)
Principal Interest
$7,171
Taxes
$892
HOA
$50

Home Price

$1,399,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$279,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,170.97

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,170.97 $892.44 $50.00 $8,113.41
Yearly $86,051.65 $10,709.24 $600.00 $97,360.88
Total $2,581,549.39 $321,277.05 $18,000.00 $2,920,826.44

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Cornelius, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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