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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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21307 Baltic Dr , Cornelius, NC 28031
$1,374,900
Est. Payment: $7,042.91/mo
4 Bed
4 Bath
3952 Sqft
Status: active | Days on site: 126
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Rare opportunity to own a custom Simonini Homes residence in one of Cornelius’ most desirable Lake Norman locations, complete with a deeded boat slip just three homes away. Offering nearly 4,000 square feet, lake views, timeless full-brick construction, and an exceptional location, this home combines quality craftsmanship with the opportunity for a buyer to make it their own. Compelling Value: The home appraised for over $1.6 million in November 2025 and is now offered at $1,374,900. While market conditions and appraised values can change, the prior valuation provides meaningful context for the opportunity at today’s asking price. For a buyer who would like to reimagine the backyard or create a more substantial outdoor living space, the current price may provide room to make that investment while creating a property tailored to their lifestyle. Inside, the open and inviting floor plan is designed for both everyday living and entertaining. The chef’s kitchen features Wolf and Sub-Zero appliances and opens to comfortable living spaces filled with natural light. A screened porch with fireplace provides year-round enjoyment and beautiful lake views, extending the living space outdoors. Thoughtfully built by Simonini Homes, the residence features the craftsmanship and details expected from one of the area’s premier custom builders. Recent improvements include a newer roof, updated HVAC systems (2017 & 2025), tankless water heater, and an encapsulated crawl space with dehumidifier, offering added efficiency and peace of mind. Additional highlights include mature landscaping, a two-car garage, and a prime Cornelius location just minutes from dining, shopping, marinas, and Lake Norman amenities. With a deeded boat slip only three homes away, nearly 4,000 square feet of living space, lake views, quality construction, and an asking price more than $200,000 below the home’s November 2025 appraised value, this is a unique opportunity for a buyer with the vision to take an already exceptional property and make it their own.

Highlights

Listed by Susan Ayers , 888-875-4218 HomeZu , 888-875-4218. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

532 Semi-Annually

Year Built

2007

County

Mecklenburg

Neighborhood

Captains Point

Listing ID

4369019

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Microwave, Refrigerator, Tankless Water Heater, Washer/Dryer, Wine Refrigerator
Air Cond:Central Air
Fireplaces:Family Room,Outside
Floor:Carpet,Wood
Above Ground Sq Ft:3952
Below Ground Sq Ft:0
Other:
  • Additional:Has Fireplace
Water:City,Public

Exterior Features

Lot:Waterfront,Boat Lift – Community,Boat Slip (Deed)
Zoning:GR
Roof:Architectural Shingle
Others:
  • Additional:Dock - Floating
Sewer:Public Sewer,County Sewer
Parking Features:Attached Garage,Garage Door Opener
Principal Interest
$7,043
Taxes
$876
HOA
$532

Home Price

$1,374,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$274,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,042.91

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,042.91 $876.50 $532.00 $8,451.41
Yearly $84,514.90 $10,517.99 $6,384.00 $101,416.88
Total $2,535,447.00 $315,539.55 $191,520.00 $3,042,506.55

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Cornelius, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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